Polk County property record for 32 Cactus Cir E, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Architecture Style | Mobile Home |
| Year Built | Built 1998 |
| Square Footage | 1,919 sqft Living Area |
| Lot Size | 1.21 acres |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2022) |
| Tax Bill | $2,819.00 (2025) |
| Primary APN | 25-29-03-357011-000280 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,919 sqft Living Area |
|---|---|
| 1st Floor | 1,919 sqft 1st Floor |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Mobile Home Style |
| Lot Area | 52,943 sqft |
| Depth X Width | 529 ft x 100 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Porch | Porch |
| Street Address | 32 CACTUS CIR E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5083 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | *DEED APPEARS IN ERROR* THORNHILL ESTATES PB 88 PG 15 LOT 28 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 03 |
| Legal Subdivision | THORNHILL ESTATES |
| Legal Tract | 357011 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 14704 |
Source: Polk County records · APN 25-29-03-357011-000280
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Oct 30, 2023 | Quit Claim Deed, Transfer Quitclaim Document |
| Jul 21, 2022 | Warranty Deed, Transfer HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Sep 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 25, 2019 | Warranty Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 · Amount on Record |
| Deed Sale | Jul 21, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2019 · Amount on Record |
| Deed Doc Number | 2022199021 |
| Deed Book / Page | 12347 / 2189 |
| Last Transfer Date | Oct 26, 2023 |
| Transfer Doc | 0000256378 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0000060700 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 13042/236 |
| Instrument | 2024060700 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0000256378 |
| Book / Page | 12891 / 1316 |
| Map Reference | MB 88 PG 15 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023256378 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 21, 2022 |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0000199021 |
| Book / Page | 12347 / 2189 |
| Map Reference | MB 88 PG 15 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 2022199021 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, 32, WINTER HAVEN, FL 33880-5083 |
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0000249514 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 11907/1011 |
| Instrument | 2021249514 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0110661183 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E WINTER HAVEN FL 338805083, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0110661183 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 011066/001183 |
| Instrument | 259220 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0110071247 |
| Book / Page | 011007 / 001247 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 218957 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E WINTER HAVEN FL 338805083, WINTER HAVEN, FL 33880-5083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 25, 2019 |
| Property Address | 32 CACTUS CIR E, WINTER HAVEN, FL 33880-5083 |
| Document Number | 0107321436 |
| Book / Page | 010732 / 001436 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 15995 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $658.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CACTUS CIR E WINTER HAVEN FL 338805083, WINTER HAVEN, FL 33880-5083 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (-16.42%) | $218,083 (+13.36%) Land $21,100 Building $196,983 | $218,083 (+13.36%) Land $21,100 Building $196,983 |
| 2024 | $3,373.00 (+11.39%) | ||
| 2023 | $3,028.00 (+83.74%) | $192,374 (+50.07%) Land $20,100 Building $172,274 | $192,374 (+6.13%) Land $20,100 Building $172,274 |
| 2022 | $1,648.00 | $128,192 | $181,268 Land $16,600 Building $164,668 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 318 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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