32 Cabot Rd, North Andover, MA 01845 Property Records

Essex County and North Andover Town property record for 32 Cabot Rd, North Andover, MA 01845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,051 sqft · built 1927
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Sep 2025)
Tax Bill	$6,860 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M_229951_9`

Property Details

APN / Parcel Number

Primary APN	`M_229951_9`
Alternative APNs	`NAND M:00015 B:00066 L:00000` `M_229951_938574`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,051 sqft Living Area
Gross Area	3,612 sqft
1st Floor Area	1,064 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,601 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	M_229951_938574
Street Address	32 CABOT RD
City	NORTH ANDOVER
State	MA
Zip	01845-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	66
Jurisdiction	NORTH ANDOVER MA
Township / Civil Division	NORTH ANDOVER
Census Block Group	4
Census Block	4020
Census Tract	253100

Owner

32 Cabot Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Essex County and North Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage COMMUNITY TEAMWORK
Sep 19, 2025	Quit Claim Deed, Transfer SHOREHAM BANK
Sep 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	2025131963
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ANDOVER MA
Recording Date	Apr 2, 2026
Property Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502
Document Number	0000132715
Instrument Date	Mar 21, 2026
Instrument	2026132715
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502

Mortgage

Document Number	0000132715,
Date	Apr 2, 2026
Instrument	2026132715

Lender

Name	COMMUNITY TEAMWORK

Agreement

Amount	Amount on Record
Term	601 Months
Due	May 1, 2076

Interest

Rate	6.01%
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Sep 19, 2025
Property Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502
Document Number	0000131963
Instrument Date	Sep 19, 2025
Instrument	131963
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502

Mortgage

Document Number	0000131964
Date	Sep 19, 2025
Instrument	131964

Lender

Name	SHOREHAM BANK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH ANDOVER MA
Recording Date	Sep 5, 2019
Property Address	32 CABOT RD, NORTH ANDOVER, MA 01845-3502
Document Number	0000120580
Instrument Date	Sep 5, 2019
Instrument	120580
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,622.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 CABOT RD NORTH ANDOVER MA 018453502, NORTH ANDOVER, MA 01845-3502

Mortgage

Document Number	120582
Date	Sep 5, 2019
Instrument	120582

Lender

Name	LEADER BK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 32 Cabot Rd was $6,860, up 2.9% from the year before.

Source: Essex County and North Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	North Andover Town
Unified School District	North Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,860.00 (+2.91%)	$609,200 (+1.35%) Land $298,100 Building $311,100	$683,525
2024	$6,666.00 (+2.36%)	$601,100 (+12.99%) Land $280,600 Building $320,500
2023	$6,512.00	$532,000 Land $257,800 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Cabot Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 32 Cabot Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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