32 Cabernet Ct, Lafayette, CA 94549 Property Records

Contra Costa County property record for 32 Cabernet Ct, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,891 sqft · built 1966
Lot Size	0.551 acres (24,000 sqft)
Owner	Company Name on Record
Last Sale	$1,200,000 (May 2007)
Tax Bill	$19,233 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`268-490-018-2`

Property Details

APN / Parcel Number

Primary APN	`268-490-018-2`
Alternative APN	`268-490-018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,891 sqft Living Area
1st Floor Area	1,416 sqft
2nd Floor Area	955 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1990
Lot Area	24,000 sqft (0.551 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	32 CABERNET CT
City	LAFAYETTE
State	CA
Zip	94549-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3076 4
Legal Subdivision	SUBDIVISION 3076
Legal Tract	3076
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	353002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Oct 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Oct 15, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 25, 2017	Quit Claim Deed, Transfer · Line of Credit KEYPOINT CU
Apr 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2007 · Amount on Record
Deed Sale	May 25, 2007 · Amount on Record
Deed Document Number	2007153812
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000239608
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308

Mortgage

Document Number	0000335405
Date	Dec 9, 2021
Instrument	2021-335405

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2020
Property Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Document Number	0000239608
Map Reference	MB 94 PG 26
Instrument Date	Oct 9, 2020
Instrument	2020-239608
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308

Mortgage

Document Number	0000239609
Date	Oct 15, 2020
Instrument	2020-239609

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 15, 2020
Property Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Document Number	0000239610
Instrument Date	Oct 9, 2020
Instrument	239610
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	32 CABERNET CT LAFAYETTE CA 945493308, LAFAYETTE, CA 94549-3308

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 25, 2017
Property Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Document Number	0000070933
Instrument Date	Apr 13, 2017
Instrument	70933
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 CABERNET CT LAFAYETTE CA 945493308, LAFAYETTE, CA 94549-3308

Mortgage

Document Number	70934
Date	Apr 25, 2017
Instrument	70934

Lender

Name	KEYPOINT CU
Type	Credit Union
Address	SANTA CLARA, CA 95051

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.99%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 26, 2017
Property Address	32 CABERNET CT, LAFAYETTE, CA 94549-3308
Document Number	0000071878
Instrument Date	Apr 13, 2017
Instrument	71878
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	32 CABERNET CT LAFAYETTE CA 945493308, LAFAYETTE, CA 94549-3308

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,603,671 (+2%) Land $961,384 Building $642,287
2025	$19,233.00 (+3.51%)	$1,572,228 (+4.04%) Land $942,534 Building $629,694
2023	$18,580.00 (+1.55%)	$1,511,179 Land $905,935 Building $605,244
2022	$18,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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