32 Brightwood Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 32 Brightwood Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,168 sqft · built 1977
Lot Size	0.404 acres (17,610 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Dec 2023)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-225.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-225.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,610 sqft (0.404 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	32 BRIGHTWOOD DR
City	COLD SPRING
State	KY
Zip	41076-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SEC 2 CLEARVIEW ESTATE
Legal Subdivision	CLEARVIEW
Legal Phase	2
Legal Lot Number	12
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

Source: Campbell County assessment roll, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	33 BRIGHTWOOD DR, COLD SPRING, KY 41076-1717
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2021	Deed of Trust, Mortgage UNION SAVINGS BANK
Jul 29, 2019	Warranty Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	20235314698
Deed Book / Page	856 / 819
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Dec 11, 2023
Property Address	32 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718
Document Number	0005314698
Book / Page	D856 / 819
Map Reference	MB 10 PG 27G1
Instrument Date	Nov 30, 2023
Instrument	5314698
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4225 31ST AVE, CINCINNATI, OH 45209-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718

Mortgage

Document Number	0005314902
Date	Dec 11, 2023
Instrument	5314902

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	32 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005140076
Date	Sep 14, 2021
Book Page	M2307/100
Instrument	5140076

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 29, 2019
Property Address	32 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718
Document Number	0005094769
Book / Page	D804 / 776
Map Reference	MB 10 PG 27G1
Instrument Date	Jul 19, 2019
Instrument	5094769
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3907 TEAL FERN CT, 3907, HOUSTON, TX 77059-4001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0005094771
Date	Jul 29, 2019
Instrument	5094771

Lender

Name	UNION SAVINGS BANK
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 8, 2018
Property Address	32 BRIGHTWOOD DR, COLD SPRING, KY 41076-1718
Document Number	0005067935
Book / Page	000791 / 000326
Instrument Date	Dec 15, 2017
Instrument	5067935
Transaction Type	Transfer
Record Updated	Jan 31, 2018

Transaction

Amount	Amount Recorded
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3907 TEAL FERN CT HOUSTON TX 770594001, HOUSTON, TX 77059-4001

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+42.16%)	$335,000 (+40.76%) Land $40,000 Building $295,000	$335,000 (+40.76%) Land $40,000 Building $295,000
2023	$2,856.00 (-4%)	$238,000 (-) Land $40,000 Building $198,000	$238,000 (-) Land $40,000 Building $198,000
2022	$2,975.00	$238,000 Land $22,000 Building $216,000	$238,000 Land $22,000 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Brightwood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures