Chatham County property record for 32 Brightwater Dr, Thunderbolt, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,079 sqft · built 1962 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Sep 2020) |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 3-0009-01-017 |
| Primary APN | 3-0009-01-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 2,079 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Mixed |
| Garage Area | 1,236 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 732 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 32 BRIGHTWATER DR |
|---|---|
| City | THUNDERBOLT |
| State | GA |
| Zip | 31410-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 ISLE OF ARMSTRONG MACCAO ISLAND + MARSHLAND |
| Legal Subdivision | ISLE OF ARMSTNG |
| Legal Lot Number | 16 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11107 |
32 Brightwater Dr is owned and occupied by an individual who bought it in September 2020.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE |
| Jul 12, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on File |
| Deed Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 20209412 |
| Deed Book / Page | 2062 / 522 |
| Prior Transfer Date | Jul 12, 2017 |
| Prior Transfer Doc | 0011280786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 14, 2020 |
| Property Address | 32 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3301 |
| Document Number | 0020620522 |
| Book / Page | 2062 / 522 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2020-009412 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3301 |
| Document Number | 0000002062/0000000524 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 0000002062/0000000524 |
| Name | BANKSOUTH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jul 12, 2017 |
| Property Address | 32 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3301 |
| Document Number | 0011280786 |
| Book / Page | 1128 / 786 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017-007127 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 BRIGHTWATER DR, THUNDERBOLT, GA 31410-3301 |
The 2025 property tax bill for 32 Brightwater Dr was $4,001, up 0.3% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Thunderbolt Town |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,600 (+18.16%) Land $65,000 Building $145,600 | $526,500 (+18.16%) Land $162,500 Building $364,000 | |
| 2025 | $4,001.00 (+0.25%) Homeowner's exemption | $178,240 Land $65,000 Building $113,240 | $445,600 Land $162,500 Building $283,100 |
| 2024 | $3,991.00 | ||
| 2023 | $219,440 (+33.54%) Land $65,000 Building $154,440 | $548,600 (+33.54%) Land $162,500 Building $386,100 | |
| 2022 | $3,083.00 | $164,320 Land $39,520 Building $124,800 | $410,800 Land $98,800 Building $312,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32 Brightwater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 248 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 248 in force |
| Nearby Flood Claims | 80 (1979–2025) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Brightwater Dr is high, ranking above 84% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 99.3% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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