Garrett County property record for 32 Bright Psge, #4E, Mc Henry, MD 21541
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,920 sqft · built 1989 |
| Lot Size | 0.049 acres (2,163 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $435,000 (Oct 2022) |
| Tax Bill | $4,743 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-055058 |
| Primary APN | 18-055058 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,920 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,163 sqft (0.049 acres) |
| Deck Area | 36 sqft |
| Balcony Area | 195 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 055058 |
|---|---|
| Street Address | 32 BRIGHT PSGE, 4E |
| City | MC HENRY |
| State | MD |
| Zip | 21541 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 2,163 SQ FT LOT 4E PHASE II A VILLAGES OF WISP D C L |
| Legal Subdivision | THE VILLAGES OF WISP |
| Legal Phase | 2 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 502 |
Source: Garrett County records, as of September 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3802 WILLIAMS LN, CHEVY CHASE, MD 20815-4952 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2022 · Amount on Record |
| Deed Sale | Oct 25, 2022 · Amount on Record |
| Prior Sale | Nov 27, 1996 · Amount on Record |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 0019680294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Oct 25, 2022 |
| Property Address | 32 BRIGHT PSGE # 4E, 4E, MC HENRY, MD 21541-1464 |
| Document Number | 0024530270 |
| Book / Page | 2453 / 270 |
| Map Reference | MB 3 PG 61 |
| Instrument Date | Oct 20, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAKE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3802 WILLIAMS LN, CHEVY CHASE, MD 20815-4952 |
| Document Number | 0024530274 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2453-0274 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Garrett County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,743.00 (+31.31%) | $370,000 (+37.04%) | $420,000 (+55.56%) Land $83,000 Building $337,000 |
| 2023 | $3,612.00 | $270,000 Land $54,600 Building $215,400 | $270,000 Land $54,600 Building $215,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: Xfinity.
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