32 Borealis Ln, Asheville, NC 28805 Property Records

Buncombe County property record for 32 Borealis Ln, Asheville, NC 28805

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2020
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Mar 2021)
Tax Bill	$4,271 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`9658-06-0589-00000`

Property Details

APN / Parcel Number

Primary APN	`9658-06-0589-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,600 sqft Living Area
Utility Area	192 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2020
Architectural Style	Conventional
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Porch	Open Porch
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	32 BOREALIS LN
City	ASHEVILLE
State	NC
Zip	28805-0029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:03/31/2021 DEED
Legal Description	DEED DATE:03/31/2021 DEED:6044-0081 LOT:4 PLAT:0187-0118
Legal Lot Number	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	2
Census Block	2005
Census Tract	800

Owner

32 Borealis Ln is owned and occupied by an individual who bought it in March 2021.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	32 BOREALIS LN, ASHEVILLE, NC 28805-0029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Deed Document Number	0000604481
Deed Book / Page	6044 / 81
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 31, 2021
Property Address	32 BOREALIS LN, ASHEVILLE, NC 28805-0029
Document Number	0060440081
Book / Page	6044 / 81
Map Reference	MB 187 PG 118
Instrument Date	Mar 25, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	518 SPENCER MULL RD, 518, PENROSE, NC 28766-8834

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32 BOREALIS LN, ASHEVILLE, NC 28805-0029

Mortgage

Document Number	0000604484
Date	Mar 31, 2021
Instrument	6044/84

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 32 Borealis Ln was $4,271.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Asheville City
Unified School District	Asheville City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,271.00	$432,100
2023	$3,893.00	$432,100	$432,100 Land $84,200 Building $347,900
2021			$432,100 Land $84,200 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Borealis Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	29 (1995–2024)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 3 claims Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Borealis Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20