Suffolk County and Smithtown Town property record for 32 Bethany Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,284 (2024) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2016 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 66.-1-59 |
| Primary APN | 473489 66.-1-59 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 32 BETHANY DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-523901 TC-52 *3348 LOT 148 NORTHGATE WOODS SEC 5 |
| Legal Subdivision | NORTHGATE WOODS SEC 5 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 135102 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 BETHANY DR, COMMACK, NY 11725-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Sep 8, 2016 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Sep 8, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 32 BETHANY DR, COMMACK, NY 11725-1628 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233350307 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 23335/307 |
| Instrument | DM039503 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Nov 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 32 BETHANY DR, COMMACK, NY 11725-1628 |
| Document Number | 0227980489 |
| Instrument Date | Sep 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 32 BETHANY DR COMMACK NY 117251628, COMMACK, NY 11725-1628 |
| Document Number | 0227980489 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 022798/000489 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 32 BETHANY DR, COMMACK, NY 11725-1628 |
| Document Number | 0227980490 |
| Instrument Date | Sep 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 32 BETHANY DR COMMACK NY 117251628, COMMACK, NY 11725-1628 |
| Document Number | 0227980490 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 022798/000490 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 15, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,095 (-) Land $325 Building $4,770 | $636,875 (+10,773.74%) Land $40,625 Building $596,250 | |
| 2024 | $12,284.00 | ||
| 2023 | $5,095 Land $325 Building $4,770 | $5,857 Land $374 Building $5,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2010) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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