32 Bernon Dr, Lincoln, RI 02865 Property Records

North Providence Town property record for 32 Bernon Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,564 sqft · built 1999
Lot Size	0.565 acres (24,611 sqft)
Owner	2 Individual Names on File
Last Sale	$579,000 (Oct 2021)
Tax Bill	$9,791 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-30660-52`

Property Details

APN / Parcel Number

Primary APN	`13-30660-52`
Alternative APN	`LINC M:22 L:142.0 U`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	4,787 sqft
1st Floor Area	1,036 sqft
Basement Area	1,004 sqft
Unfinished Basement	1,004 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,611 sqft (0.565 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13-30660-52
Street Address	32 BERNON DR
City	LINCOLN
State	RI
Zip	02865-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS12
Legal Lot Number	142.0
Jurisdiction	LINCOLN RI
Township / Civil Division	NORTH PROVIDENCE
Census Block Group	2
Census Block	2008
Census Tract	11902

Owner

Source: North Providence Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 BERNON DR, LINCOLN, RI 02865-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Feb 23, 2010 · Amount on File
Deed Document Number	20214944
Deed Book / Page	2378 / 99
Transfer Doc	1615-98
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN RI
Recording Date	Oct 15, 2021
Property Address	32 BERNON DR, LINCOLN, RI 02865-2332
Document Number	2378-99
Book / Page	2378 / 99
Instrument Date	Oct 14, 2021
Instrument	4944
Transaction Type	Transfer
Record Updated	Oct 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 BERNON DR, LINCOLN, RI 02865-2332

Mortgage

Document Number	210000004945
Date	Oct 15, 2021
Instrument	210000004945

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	32 BERNON DR, LINCOLN, RI 02865-2332
Document Number	2100-69
Book / Page	002100 / 000069
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BERNON DR LINCOLN RI 028652332, LINCOLN, RI 02865-2332

Mortgage

Document Number	2100-69
Date	Jan 23, 2018
Book Page	002100/000069

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: North Providence Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Providence Town
Unified School District	North Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,791.00 (-1.24%)	$724,200 (+20.46%) Land $205,400 Building $518,800	$770,549
2023	$9,914.00	$601,200 Land $175,100 Building $426,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	12 units insured incl. 10 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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