1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Bernard St

32 Bernard St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 32 Bernard St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage680 sqft Living Area
Lot Size3,484 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2022)
Tax Bill$6,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN192710-0000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area680 sqft Living Area
1st Floor566 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area3,484 sqft (0.08 acres)
Depth X Width95 ft x 34 ft Depth x Width
Patio Area443 sqft Patio
Porch Area35 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address32 BERNARD ST
CitySAINT AUGUSTINE
StateFL
Zip32084-3204
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMASTERS TRACT CITY E33 1/3FT OF LOT 12 BLK D OR5545/1293
Legal Range30E
Legal Township07S
Legal Section07
Legal SubdivisionMASTERS TRACT
Legal BlockD
Legal Lot Number12
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2054
Census Tract20200

Owner

Source: St. Johns County records · APN 192710-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Apr 26, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 20, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Aug 21, 2017Warranty Deed, Transfer
LAND TITLE/AMERICA INC
Aug 22, 2017Grant Deed
WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC
Jul 10, 2017Warranty Deed, Transfer
WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 26, 2022 · Amount on Record
Deed SaleApr 26, 2022 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Doc Number202242785
Deed Book / Page5545 / 1293
Record RefreshedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045490341
DateMay 18, 2018
Book Page4549/0341
Instrument2018034415
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 26, 2022
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Document Number0055451293
Book / Page5545 / 1293
Instrument DateApr 25, 2022
Instrument2022042785
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyPARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address812 SE 14TH DR, DEERFIELD BEACH, FL 33441-7215

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 BERNARD ST, ST AUGUSTINE, FL 32084-3204

Mortgage

Document Number0055451296
DateApr 26, 2022
Instrument5545/1296
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 20, 2019
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Document Number0047810838
Book / Page4781 / 0838
Instrument DateAug 19, 2019
Instrument2019061496
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyESTATE TITLE OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5111 PERRY CITY RD, 5111, TRUMANSBURG, NY 14886-9006

Transferred To (Grantee/Buyer)

NameVerified Name
Address812 SE 14TH DR, DEERFIELD BEACH, FL 33441-7215

Mortgage

Document Number0004781840
DateAug 20, 2019
Instrument4781/840
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 21, 2017
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Document Number0044231775
Book / Page004423 / 001775
Instrument DateAug 18, 2017
Instrument57695
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyLAND TITLE/AMERICA INC

Transaction

AmountAmount Recorded
Tax$980.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5111 PERRY CITY RD TRUMANSBURG NY 148869006, TRUMANSBURG, NY 14886-9006

August 2017: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 22, 2017
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Document Number0044241664
Book / Page004424 / 001664
Instrument DateAug 17, 2017
Instrument58209
Record UpdatedSep 25, 2017
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 LIGHTHOUSE AVE ST AUGUSTINE FL 320804630, ST AUGUSTINE, FL 32080-4630

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 10, 2017
Property Address32 BERNARD ST, SAINT AUGUSTINE, FL 32084-3204
Document Number0044011535
Book / Page004401 / 001535
Instrument DateJun 23, 2017
Instrument47271
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 LIGHTHOUSE AVE ST AUGUSTINE FL 320804630, ST AUGUSTINE, FL 32080-4630

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$375,162 (+8.27%) Land $121,040 Building $254,122$375,162 (+8.27%) Land $121,040 Building $254,122
2025$6,828.00 (+9.09%)$346,507 (+4.52%)$346,507 (+4.52%) Land $121,040 Building $225,467
2024$6,259.00 (+3.54%)$331,530 (+4.41%)$331,530 (+4.41%) Land $121,040 Building $210,490
2023$6,045.00 (+43.86%)$317,537 (+35.25%)$317,537 (+35.25%) Land $123,760 Building $193,777
2022$4,202.00$234,781$234,781 Land $121,285 Building $113,496

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the North City Historic District
listed 2009 · 184 contributing resources · NRIS 09000778

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Bernard St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures