32 Bern Dr, Madison, NH 03849 Property Records

Carroll County and Madison Town property record for 32 Bern Dr, Madison, NH 03849

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,492 sqft · built 2009
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2020)
Tax Bill	$5,489 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MDSO M:00103 B:000051 L:000000`

Property Details

APN / Parcel Number

Primary APN	`MDSO M:00103 B:000051 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,492 sqft Living Area
Gross Area	4,610 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	32 BERN DR
City	MADISON
State	NH
Zip	03849-5269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL-
Legal Block	51
Jurisdiction	MADISON TOWN NH
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2015
Census Tract	955500

Owner

Source: Carroll County and Madison Town records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 HIDDEN MEADOW DR, CUMBERLAND, RI 02864-1636
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MTG LLC
Feb 9, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	20203657
Deed Book / Page	3499 / 461
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TOWN NH
Property Address	32 BERN DR, MADISON, NH 03849-5269
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003585-0507
Date	Apr 26, 2021
Book Page	3585/507
Instrument	2106191

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TOWN NH
Recording Date	Apr 16, 2020
Property Address	32 BERN DR, MADISON, NH 03849-5269
Document Number	0034990461
Book / Page	003499 / 000461
Instrument Date	Apr 13, 2020
Instrument	657
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 HIDDEN MEADOW DR CUMBERLAND RI 028641636, CUMBERLAND, RI 02864-1636

Mortgage

Document Number	34990465
Date	Apr 16, 2020
Book Page	003499/000465
Instrument	658

Lender

Name	HARBORONE MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TOWN NH
Recording Date	Feb 9, 2018
Property Address	32 BERN DR, MADISON, NH 03849-5269
Document Number	0033740506
Book / Page	003374 / 000506
Instrument Date	Feb 7, 2018
Instrument	1313
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CARPENTER CT ST PETERS MO 633761926, ST PETERS, MO 63376-1926

Mortgage

Document Number	33740510
Date	Feb 9, 2018
Book Page	003374/000510
Instrument	1314

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Carroll County and Madison Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Madison Town
Elementary School District	Madison School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,489.00 (-4.64%)	$611,200 (+80.29%) Land $211,800 Building $399,400
2024			$511,575
2023	$5,756.00 (+9.62%)	$339,000 (-) Land $108,300 Building $230,700
2022	$5,251.00	$339,000 Land $108,300 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE DISTRICT OF EIDELWEISS serves 1,200 people · EPA ID NH1461010
Water Source	Groundwater
Last State Inspection	Aug 2025

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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