St. Charles County property record for 32 Bear Cub Ct, Wentzville, MO 63385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 2003 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2018) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T010100515 |
| Primary APN | T010100515 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 5,055 sqft |
| 1st Floor Area | 2,208 sqft |
| Basement Area | 2,208 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 639 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T010100515 |
|---|---|
| Street Address | 32 BEAR CUB CT |
| City | WENTZVILLE |
| State | MO |
| Zip | 63385-3520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUNTAINS AT BEAR CREEK #1 LOT 18 |
| Legal Subdivision | FOUNTAINS AT BEAR CREEK #1 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 312003 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| May 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| May 1, 2018 | Affidavit of Death, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2016 |
| Deed Document Number | 2018238040 |
| Deed Book / Page | 6912 / 1272 |
| Prior Transfer Date | Mar 22, 2016 |
| Prior Transfer Doc | 0000166790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Document Number | 0000062865 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021R-062865 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Document Number | 0069121272 |
| Book / Page | 6912 / 1272 |
| Map Reference | MB 36 PG 394 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 20180501000238040 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Document Number | 20180501000238050 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 20180501000238050 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 1, 2018 |
| Property Address | 32 BEAR CUB CT, WENTZVILLE, MO 63385-3520 |
| Document Number | 0069121271 |
| Book / Page | 006912 / 001271 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 238030 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 BEAR CUB CT WENTZVILLE MO 633853520, WENTZVILLE, MO 63385-3520 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | Wentzville City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,943 (-) | $357,593 (-) Land $75,000 Building $282,593 | |
| 2025 | $4,570.00 (+7.83%) | $67,943 (+7.22%) | $357,593 (+7.22%) Land $75,000 Building $282,593 |
| 2023 | $63,369 (+11.14%) | ||
| 2022 | $4,238.00 | $57,015 | $333,522 (+11.14%) Land $50,000 Building $283,522 |
| 2021 | $300,081 Land $40,000 Building $260,081 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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