32 Beacon Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 32 Beacon Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Nov 1998)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0022 B:0097 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0022 B:0097 L:000`
Alternative APN	`3431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,496 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3431
Street Address	32 BEACON AVE
City	OAK BLUFFS
State	MA
Zip	02557-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LAGOON HEIGHTS SOUTH SEC
Legal Block	97
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	5
Census Block	5027
Census Tract	200200

Owner

32 Beacon Ave is owned by two individuals who bought it in November 1998.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3021, OAK BLUFFS, MA 02557-3021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage SAVERS COOPERATIVE BANK
Mar 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1998 · Amount on File
Deed Sale	Nov 10, 1998 · Amount on File
Deed Book / Page	746 / 258
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	32 BEACON AVE, OAK BLUFFS, MA 02557-6734
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1441-1013
Date	Jun 22, 2017
Book Page	1441/1013
Instrument	4138

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	32 BEACON AVE, OAK BLUFFS, MA 02557-6734
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1523-920
Date	Mar 20, 2020
Book Page	1523/920
Instrument	1796

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 32 Beacon Ave was $4,557, up 1.3% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 (+1.29%)	$902,300 (+4.88%) Land $482,900 Building $419,400	$1,035,777
2024	$4,499.00 (-0.6%)	$860,300 (+0.36%) Land $438,900 Building $421,400
2023	$4,526.00	$857,200 Land $426,400 Building $430,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Beacon Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Beacon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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