Flagler County property record for 32 Beachside Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,069 sqft · built 2003 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on File |
| Last Sale | $63,100 (Aug 2026) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 37-10-31-4255-00030-0090 |
| Primary APN | 37-10-31-4255-00030-0090 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,069 sqft Living Area |
| Gross Area | 2,735 sqft |
| 1st Floor Area | 2,069 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,981 sqft (0.298 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 32 BEACHSIDE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MARITIME ESTATES SUBD BLK 3 LOT 9 OR 197 PG 109 OR 222 PG 505 OR 239 PG 147 OR 459 PGS 808-809 (DC-ACM DENNIS P MCMANUS) OR 537 PG 1576 OR 537 PG 1577 OR 855/869 OR 947/1895 OR 1455/1407 OR 1947/438 OR 1959/1560 |
| Legal Range | 31E |
| Legal Township | 10S |
| Legal Section | 37 |
| Legal Subdivision | MARITIME ESTATES SUB |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60106 |
Source: Flagler County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 28, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage VYSTAR CREDIT UNION |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Aug 14, 2013 · Amount on File |
| Deed Document Number | 202635165 |
| Deed Book / Page | 3082 / 1261 |
| Prior Transfer Date | Aug 11, 2026 |
| Prior Transfer Doc | 0000035165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 32 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Number | 0000035165 |
| Book / Page | 3082 / 1261 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202635165 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | VYSTAR TITLE AGENCY, VYSTAR TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $44,611.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Number | 0000035166, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202635166 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 32 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 32 BEACHSIDE DR, PALM COAST, FL 32137-2341 |
| Document Number | 0025120597 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 2512/597 |
| Instrument | 2021000142 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (-8.98%) | $241,143 (+5.99%) | $484,071 (+2.11%) Land $157,500 Building $326,571 |
| 2023 | $3,097.00 (+6.72%) Homeowner's exemption | $227,521 (+3%) | $474,078 (+44.72%) Land $117,500 Building $356,578 |
| 2022 | $2,902.00 Homeowner's exemption | $220,894 | $327,585 Land $105,500 Building $222,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 627 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,191 units insured incl. 564 condo units |
| Nearby Flood Claims | 121 (2004–2024) |
| Claims Outside the SFHA | 15 of 121 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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