Charlotte County property record for 32 Bayshore Cir, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 2013 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Oct 2020) |
| Tax Bill | $9,865 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412028357011 |
| Primary APN | 412028357011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,065 sqft |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Dimensions | 120 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Driveway | Driveway |
| Driveway Area | 1,176 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 252 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 780 sqft |
| Deck Area | Deck Area |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883310006009 |
|---|---|
| Street Address | 32 BAYSHORE CIR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PALM ISLAND ESTS UN3 BLK K LT 6 684/136 1157/2225 1354/1688 1720/1979 2292/1105 2559/593 3766/180 3775/613 4653/1498 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTS UN3 |
| Legal Tract | PIE |
| Legal Block | K |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
32 Bayshore Cir is owned and occupied by two individuals who bought it in October 2020.
Source: Charlotte County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8725 PLACIDA RD, 7, PLACIDA, FL 33946-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 20202867039 |
| Deed Book / Page | 4653 / 1498 |
| Prior Transfer Date | Apr 16, 2013 |
| Prior Transfer Doc | 0037660180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 32 BAYSHORE CIR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 32 BAYSHORE CIR, CAPE HAZE, FL 33946 |
| Document Number | 0048581407 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 4858/1407 |
| Instrument | 3009968 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 286 Months |
| Due | Aug 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 32 BAYSHORE CIR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048561323 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 4856/1323 |
| Instrument | 3008477 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 11, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 32 BAYSHORE CIR, PLACIDA, FL 33946 |
| Document Number | 0046531498 |
| Book / Page | 4653 / 1498 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2867039 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 3312, PLACIDA, FL 33946-3312 |
| Name | Verified Name |
|---|---|
| Address | 8725 PLACIDA RD # 7-508, 7, PLACIDA, FL 33946-2429 |
| Document Number | 0046531500 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 4653/1500 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 32 Bayshore Cir was $9,865 with a homeowner's exemption, up 0.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,865.00 (+0.74%) Homeowner's exemption | $487,830 | $527,138 Land $81,600 Building $445,538 |
| 2024 | $9,793.00 (+0.82%) | ||
| 2023 | $9,713.00 (+5.84%) Homeowner's exemption | $460,274 (+3%) | $465,532 (-11.77%) Land $96,000 Building $369,532 |
| 2022 | $9,177.00 Homeowner's exemption | $446,868 | $527,635 Land $68,000 Building $459,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Bayshore Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Bayshore Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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