32 Bancroft St, Providence, RI 02909 Property Records

Providence City property record for 32 Bancroft St, Providence, RI 02909

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.125 acres (5,430 sqft)
Owner	Individual Name on File
Last Sale	$5,229 (Jul 2024)
Tax Bill	$6,857 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:105 L:290`

Property Details

APN / Parcel Number

Primary APN	`PROV M:105 L:290`
Alternative APNs	`P:1050290 L:0000` `2013`

Interior

Units	2 Units

Exterior

Architectural Style	Triplex
Lot Area	5,430 sqft (0.125 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	2013
Street Address	32 BANCROFT ST
City	PROVIDENCE
State	RI
Zip	02909-2927
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-3
Legal Lot Number	290
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2017
Census Tract	1601

Owner

32 Bancroft St, a residential property, is owned and occupied by an individual who acquired it in December 2025.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Dec 16, 2025	Redemption Deed, Transfer
May 29, 2025	Deed, Transfer
Jul 3, 2024	Public Action, Foreclosure
Jul 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Document Number	2024370826
Deed Book / Page	14171 / 323
Last Transfer Date	Dec 11, 2025
Transfer Doc	014607-224
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 10, 2026
Property Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Document Number	0000419837
Book / Page	14778 / 149
Instrument Date	Jul 10, 2026
Instrument	2026419837
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927

Mortgage

Document Number	0000419837,
Date	Jul 10, 2026
Book Page	14778/149
Instrument	2026419837

Lender

Name	JMAC LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

December 2025: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Dec 16, 2025
Property Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Document Number	014607-224
Book / Page	14607 / 224
Instrument Date	Dec 11, 2025
Instrument	2025406441
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PROVIDENCE RI
Recording Date	May 29, 2025
Property Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Document Number	014429-112
Book / Page	14429 / 112
Instrument Date	May 29, 2025
Instrument	2025392005
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2024: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 3, 2024
Property Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Document Number	014171-323
Book / Page	14171 / 323
Instrument Date	Jul 3, 2024
Instrument	2024370826
Transaction Type	Foreclosure
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6662, PROVIDENCE, RI 02940-6662

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Jul 31, 2020
Property Address	32 BANCROFT ST, PROVIDENCE, RI 02909-2927
Document Number	12789-204
Book / Page	012789 / 000204
Instrument Date	Jul 29, 2020
Instrument	261130
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30-32 BANCROFT ST PROVIDENCE RI 029092927, PROVIDENCE, RI 02909-2927

Tax Assessment & Valuation

The 2025 property tax bill for 32 Bancroft St was $6,857.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,857.00	$489,800 Building $489,800	$380,199
2023	$2,668.00 (-55.56%)	$145,400 (-56.89%) Land $73,300 Building $72,100
2022	$6,004.00	$337,300 Land $73,300 Building $264,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Bancroft St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 32 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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