Putnam County and Carmel Town property record for 32 Ann Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1964 |
| Lot Size | 0.53 acres (23,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2013) |
| Tax Bill | $13,071 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.15-1-9 |
| Primary APN | 372000 54.15-1-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 23,100 sqft (0.53 acres) |
| Lot Dimensions | 210 ft deep x 110 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 269450 |
|---|---|
| Street Address | 32 ANN RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-4057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 9.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11400 |
Source: Putnam County and Carmel Town records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 ANN RD, CARMEL, NY 10512-4057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2013 · Amount on Record |
| Deed Sale | Jun 27, 2013 · Amount on Record |
| Deed Document Number | 20131501273 |
| Deed Book / Page | 1925 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 32 ANN RD, CARMEL, NY 10512-4057 |
| Document Number | 0000003742 |
| Book / Page | 8117 / 19 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 20263742 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 32 ANN RD, CARMEL, NY 10512-4057 |
| Document Number | 0000003742, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 8117/19 |
| Instrument | 20263742 |
| Name | HUDSON VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Mahopac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $510,400 (+12.35%) Land $93,500 Building $416,900 | $510,400 (+12.35%) Land $93,500 Building $416,900 | |
| 2024 | $13,071.00 (+283.43%) | ||
| 2023 | $454,300 (+10.99%) Land $85,000 Building $369,300 | $454,300 (+10.99%) Land $85,000 Building $369,300 | |
| 2022 | $409,300 Land $85,000 Building $324,300 | $409,300 Land $85,000 Building $324,300 | |
| 2020 | $3,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1979–2008) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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