32 Angelfish Cay Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 32 Angelfish Cay Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,849 sqft · built 1974
Lot Size0.45 acres (19,615 sqft)
OwnerCompany Name on File
Last Sale$4,800,000 (May 2016)
Tax Bill$54,259 (2024)
Deeds & MortgagesJan 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN00569441-003200

Property Details

APN / Parcel Number

Primary APN00569441-003200
Alternative APNs
  • 07594100569441003200
  • 1698598

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,849 sqft Living Area
1st Floor Area2,849 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2007
Exterior MaterialOther
Construction TypeConcrete
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area19,615 sqft (0.45 acres)
Garage Area554 sqft

Exterior Amenities

Pool Area434 sqft
PorchEnclosed Porch
Porch Area1,851 sqft
Patio Area2,157 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1698598
Old Parcel Number07594100569441003200
Street Address32 ANGELFISH CAY DR
CityKEY LARGO
StateFL
Zip33037-5271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 32 ANGELFISH CAY-OCEAN REEF PLAT NO 5 KEY LARGO PB6-17 OR522-269 OR783-101 OR846-1689 OR1595-948/50 OR2638-146/48
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionANGELFISH CAY PLAT #5
Legal Lot Number32
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3050
Census Tract972700

Owner

32 Angelfish Cay Dr is owned by a company that bought it in May 2016.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing Address2504 W MAIN ST, RAPID CITY, SD 57702-2424
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2016 · Amount on File
Deed SaleMay 5, 2016 · Amount on File
Prior SaleMay 5, 2016 · Amount on File
Deed Document Number2074462
Deed Book / Page2795 / 0752
Record UpdatedJun 8, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address32 ANGELFISH CAY DR, KEY LARGO, FL 33037-5271
Document Number0028920372
Book / Page002892 / 000372
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0028920372
DateFeb 15, 2018
Book Page002892/000372
Instrument2155547
Lender
NameUS BK
TypeBank
Address701 SAINT JOSEPH ST, RAPID CITY, SD 57701-5003
Agreement
AmountAmount on Record
Term84 Months
DueFeb 14, 2025

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,544,763 Land $9,633,907 Building $910,856$10,544,763 Land $9,633,907 Building $910,856
2024$54,259.00 (+8.89%)
2023$49,828.00 (+24.72%)$9,300,474 (+37.32%) Land $8,375,507 Building $924,967$9,300,474 (+37.32%) Land $8,375,507 Building $924,967
2022$39,952.00$6,772,907 Land $5,831,049 Building $941,858$6,772,907 Land $5,831,049 Building $941,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Angelfish Cay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Angelfish Cay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Angelfish Cay Dr

Nearby Streets

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