32 Alter St, Cloverdale, CA 95425 Property Records

Sonoma County property record for 32 Alter St, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1951
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individuals on Record
Last Sale	$165,000 (Oct 2009)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-093-012-000`

Property Details

APN / Parcel Number

Primary APN	`001-093-012-000`
Alternative APN	`001-093-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Garage Area	264 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	32 ALTER ST
City	CLOVERDALE
State	CA
Zip	95425-3910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 12, BLK 2, TARMAN PARK
Legal Subdivision	TARMAN PARK
Legal Block	2
Legal Lot Number	12
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1006
Census Tract	154201

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	32 ALTER ST, CLOVERDALE, CA 95425-3910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Mar 25, 2024	Transfer on Death Deed, Transfer
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2009 · Amount on Record
Deed Sale	Oct 30, 2009 · Amount on Record
Prior Sale	Sep 28, 2009 · Amount on Record
Deed Document Number	2009103786
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000012646
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	32 ALTER ST, CLOVERDALE, CA 95425-3910
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ALTER ST, CLOVERDALE, CA 95425-3910

Mortgage

Document Number	0000002106
Date	Jan 14, 2026
Instrument	2026002106

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 25, 2024
Property Address	32 ALTER ST, CLOVERDALE, CA 95425-3910
Document Number	0000012646
Map Reference	MB 65 PG 7&8
Instrument Date	Mar 21, 2024
Instrument	2024012646
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ALTER ST, CLOVERDALE, CA 95425-3910

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	32 ALTER ST, CLOVERDALE, CA 95425-3910
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ALTER ST, CLOVERDALE, CA 95425-3910

Mortgage

Document Number	0000077544
Date	Jul 2, 2021
Instrument	2021077544

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	32 ALTER ST, CLOVERDALE, CA 95425-3910
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086691
Date	Nov 22, 2019
Instrument	2019086691

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	CLOVERDALE, CA 95425

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,854.00 (+1.06%)	$212,970 (+4.04%) Land $64,533 Building $148,437
2023	$2,824.00 (+1.77%)	$204,702 Land $62,028 Building $142,674
2022	$2,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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