32 Albert Ave, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 32 Albert Ave, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,091 sqft · built 1931
Lot Size	0.13 acres (5,681 sqft)
Owner	2 Trust Names on Record
Last Sale	$730,000 (Feb 2011)
Tax Bill	$15,946 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BELM M:45 P:000113 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:45 P:000113 S`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	832 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Lot Area	5,681 sqft (0.13 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	32 ALBERT AVE
City	BELMONT
State	MA
Zip	02478-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC
Legal Subdivision	BELMONT
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2017
Census Tract	357100

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	32 ALBERT AVE, BELMONT, MA 02478-4205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2011 · Amount on Record
Deed Sale	Feb 28, 2011 · Amount on Record
Prior Sale	May 22, 2001 · Amount on Record
Deed Document Number	20114
Deed Book / Page	56533 / 142
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 30, 2022
Property Address	32 ALBERT AVE, BELMONT, MA 02478-4205
Document Number	0080648-99
Book / Page	80648 / 99
Instrument Date	Aug 25, 2022
Instrument	132829
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 ALBERT AVE, BELMONT, MA 02478-4205

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	32 ALBERT AVE, BELMONT, MA 02478-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76126-424
Date	Nov 9, 2020
Book Page	76126/424
Instrument	209314

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,946.00 (+7.8%)	$1,400,000 (+6.38%) Land $685,000 Building $715,000	$1,416,925 (+0.17%)
2024			$1,414,455
2023	$14,792.00	$1,316,000 Land $806,000 Building $510,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1981–1996)
Most Recent Claim	Oct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Albert Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures