Buncombe County property record for 32 Access Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,106 sqft · built 2023 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,000 (Apr 2024) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0609-61-5882-00000 |
| Primary APN | 0609-61-5882-00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Finished Basement | 1,053 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Open Porch |
| Porch Area | 243 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32 ACCESS RD |
|---|---|
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR-4 |
| Legal Description | SUBDIV: BLOCK: LOT: TRACT 1 SECTION: PLAT: 0218-0089 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 3103 |
Source: Buncombe County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 2, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 28, 2022 | Warranty Deed, Transfer · Line of Credit ALFIE INVESTORS LLC |
| Jun 21, 2021 | Warranty Deed, Transfer |
| May 13, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Book / Page | 6396 / 1652 |
| Prior Transfer Date | Oct 27, 2022 |
| Prior Transfer Doc | 0062710897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 2, 2024 |
| Property Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Document Number | 0063961652 |
| Book / Page | 6396 / 1652 |
| Map Reference | MB 218 PG 89 |
| Instrument Date | Apr 2, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $898.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 BOTANY DR, ASHEVILLE, NC 28805-1633 |
| Name | Verified Name |
|---|---|
| Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Document Number | 0006396655 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 6396/655 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 28, 2022 |
| Property Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Document Number | 0062710897 |
| Book / Page | 6271 / 897 |
| Map Reference | MB 218 PG 89 |
| Instrument Date | Oct 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 ASHWOOD DR, ASHEVILLE, NC 28803-9654 |
| Name | Verified Name |
|---|---|
| Address | 15 ASHWOOD DR, ASHEVILLE, NC 28803-9654 |
| Document Number | 0006271901 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 6271/901 |
| Name | ALFIE INVESTORS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 21, 2021 |
| Property Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Document Number | 0060821237 |
| Book / Page | 6082 / 1237 |
| Map Reference | MB 218 PG 89 |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 422, OLD FORT, NC 28762-0422 |
| Name | Verified Name |
|---|---|
| Address | 15 ASHWOOD DR, ASHEVILLE, NC 28803-9654 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 13, 2021 |
| Property Address | 32 ACCESS RD, BLACK MOUNTAIN, NC 28711-8779 |
| Document Number | 0060641520 |
| Book / Page | 6064 / 1520 |
| Map Reference | MB 177 PG 43 |
| Instrument Date | May 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1551 MOUNTAIN COVE RD, BLACK MOUNTAIN, NC 28711-0557 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 422, OLD FORT, NC 28762-0422 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,170.00 (+3.46%) | $365,400 (+1,113.95%) Land $30,100 Building $335,300 | $365,400 (+1,113.95%) Land $30,100 Building $335,300 |
| 2024 | $3,064.00 (+1,145.53%) | ||
| 2023 | $246.00 | $30,100 | $30,100 (-91.76%) Land $30,100 |
| 2021 | $365,400 Land $30,100 Building $335,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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