Otsego County and Oneonta City property record for 32 Academy St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1890 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $73,000 (Jun 1996) |
| Tax Bill | $4,862 (2026) |
| Deeds & Mortgages | May 2026 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.5-5-34 |
| Primary APN | 361200 300.5-5-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| 2nd Floor Area | 1,056 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 83.5 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0017 |
|---|---|
| Street Address | 32 ACADEMY ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 140 |
| Legal Block | 5 |
| Legal Lot Number | 34.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 591100 |
32 Academy St is owned by a company that acquired it in May 2026.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 393 MAIN ST, 5, ONEONTA, NY 13820-1954 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Aug 14, 2020 | Grant Deed, Transfer · Conventional Mortgage DELAWARE NAT'L BK/DELHI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1996 · Amount on File |
| Deed Sale | Jun 24, 1996 · Amount on File |
| Prior Sale | Mar 12, 1996 · Amount on File |
| Deed Document Number | 1996 |
| Deed Book / Page | 787 / 807 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000000422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 26, 2026 |
| Property Address | 32 ACADEMY ST, ONEONTA, NY 13820-2426 |
| Document Number | 0000000422 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262422 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 14, 2020 |
| Property Address | 32 ACADEMY ST, ONEONTA, NY 13820-2426 |
| Document Number | 0000003415 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 3415 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2020 |
| Title Company | RIVER CITY ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 393 MAIN ST #1 ONEONTA NY 138201935, 1, ONEONTA, NY 13820-1935 |
| Document Number | 3416 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 3416 |
| Name | DELAWARE NAT'L BK/DELHI |
|---|---|
| Type | Bank |
| Address | WEST DAVENPORT, NY 13860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 3418, |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 3418 |
| Name | LOREY BIESHEUVEL |
|---|---|
| Address | 2 SUNCREST TER, ONEONTA, NY 13820-4632 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 32 Academy St was $4,862, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,862.00 (+2.49%) | ||
| 2025 | $4,744.00 | $125,000 Land $13,400 Building $111,600 | $176,056 Land $18,873 Building $157,183 |
| 2023 | $125,000 Land $13,400 Building $111,600 | $154,321 Land $16,543 Building $137,778 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 32 Academy St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 20 (1986–2014) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Feb 2014 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 32 Academy St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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