32 Abbott St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 32 Abbott St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,120 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Oct 2005 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:250`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:250`
Alternative APN	`2642`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,455 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	32 ABBOTT ST
City	WATERVILLE
State	ME
Zip	04901-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	250
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3004
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 SILVER ST, WATERVILLE, ME 04901-5927
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2005	Deed of Trust, Mortgage OPTION ONE MTG CORP
Feb 12, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2025	Warranty Deed, Transfer COZ JOHN E
Sep 24, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2026 · Amount on Record
Deed Sale	Feb 12, 2026 · Amount on Record
Prior Sale	Oct 16, 2025 · Amount on Record
Deed Document Number	20262749
Deed Book / Page	15637 / 340
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	32 ABBOTT ST, WATERVILLE, ME 04901-5621
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030997
Date	Oct 4, 2005
Book Page	08627/0001
Instrument	000000030997

Lender

Name	OPTION ONE MTG CORP

Agreement

Amount	Amount Recorded
Term	276 Months
Due	Oct 5, 2028

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Feb 12, 2026
Property Address	32 ABBOTT ST, WATERVILLE, ME 04901-5621
Document Number	2026002749
Book / Page	15637 / 340
Instrument Date	Feb 11, 2026
Instrument	2026002749
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SILVER ST, WATERVILLE, ME 04901-5927

Mortgage

Document Number	2026002750
Date	Feb 12, 2026
Instrument	2026002750

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Oct 16, 2025
Property Address	32 ABBOTT ST, WATERVILLE, ME 04901-5621
Document Number	2025023115
Book / Page	15527 / 75
Instrument Date	Oct 16, 2025
Instrument	2025023115
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 MAIN ST # 154, WATERVILLE, ME 04901-4922

Mortgage

Document Number	2025023116
Date	Oct 16, 2025
Instrument	2025023116

Lender

Name	COZ JOHN E

Agreement

Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Sep 24, 2025
Property Address	32 ABBOTT ST, WATERVILLE, ME 04901-5621
Document Number	2025021170
Book / Page	15504 / 241
Instrument Date	Sep 22, 2025
Instrument	2025021170
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 386, BOOTHBAY HARBOR, ME 04538-0386

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,002.00 (+9.32%)	$176,600 (+28.62%) Land $24,900 Building $151,700
2024	$2,746.00 (+0.51%)	$137,300 (-) Land $19,100 Building $118,200	$166,250
2023	$2,732.00 (+23.9%)	$137,300 (+60.96%) Land $19,100 Building $118,200
2022	$2,205.00	$85,300 Land $14,400 Building $70,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Abbott St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures