32 7th Ave, Unit 116, Shalimar, FL 32579 Property Records

Okaloosa County property record for 32 7th Ave, Unit 116, Shalimar, FL 32579

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,725 sqft · built 1983
Lot Size	0.109 acres (4,761 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 1992)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5748-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5748-5`
Alternative APN	`05-2S-23-2645-0000-006A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,725 sqft Heated Area
Gross Area	2,341 sqft
1st Floor Area	1,395 sqft
Upper Floors Area	330 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Wood Siding
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	4,761 sqft (0.109 acres)
Garage Type	Finished
Garage Area	360 sqft
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	32 7TH AVE UNIT 116, 116
City	SHALIMAR
State	FL
Zip	32579-1761
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	WHISPERING OAKS LOT 6A
Legal Range	23
Legal Township	02S
Legal Section	05
Legal Subdivision	WHISPERING OAKS
Legal Lot Number	6A
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2013
Census Tract	21501

Owner

32 7th Ave, Unit 116 is owned by an individual who bought it in July 1992.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	13 SHADY LN, MARY ESTHER, FL 32569-1943
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1992 · Amount on File
Deed Sale	Jul 1, 1992 · Amount on File
Deed Document Number	0016811405
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	32 7TH AVE UNIT 116, 116, SHALIMAR, FL 32579-1761
Document Number	0033052107
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SHADY LN MARY ESTHER FL 325691943, MARY ESTHER, FL 32569-1943

Mortgage

Document Number	0033052107
Date	Jun 23, 2017
Book Page	003305/002107
Instrument	3143095

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 32 7th Ave, Unit 116 was $2,501.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,501.00	$229,652 Land $45,000 Building $184,652	$229,652 Land $45,000 Building $184,652
2023	$2,293.00 (+13.01%)	$227,232 (+17.91%) Land $35,000 Building $192,232	$227,232 (+17.91%) Land $35,000 Building $192,232
2022	$2,029.00	$192,722 Land $30,000 Building $162,722	$192,722 Land $30,000 Building $162,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 7th Ave, Unit 116 in Zone X, an area of minimal flood risk, though there have been 257 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 7th Ave, Unit 116 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20