31991 Stone Tree Ln, Whitewater, CO 81527 Property Records

Mesa County property record for 31991 Stone Tree Ln, Whitewater, CO 81527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,571 sqft · built 2007
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Jan 2025)
Tax Bill	$3,944 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2967-101-15-006`

Property Details

APN / Parcel Number

Primary APN	`2967-101-15-006`
Alternative APN	`R076346`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,571 sqft Living Area
Gross Area	4,511 sqft
1st Floor Area	2,595 sqft
Upper Floors Area	694 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Attached
Garage Area	940 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R076346
Street Address	31991 STONE TREE LN
City	WHITEWATER
State	CO
Zip	81527-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 ELK RUN ESTATES FILING NO TWO SECS 10 + 11 2S 1E UM & AN UND INT IN COMMON TRACTS - 2.58AC
Legal Range	001
Legal Township	02S
Legal Section	10
Legal Subdivision	ELK RUN ESTATES #2
Legal Block	15
Legal Lot Number	6
Jurisdiction	MESA CO
Township / Civil Division	WHITEWATER-KANNAH CREEK
Census Block Group	3
Census Block	3063
Census Tract	1900

Owner

Source: Mesa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit TIMBERLINE BANK
Jan 7, 2025	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Jul 31, 2023	Special Warranty Deed, Transfer ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2025 · Amount on Record
Deed Sale	Jan 7, 2025 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	20253114016
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0002867537
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300

Mortgage

Document Number	0003020131
Date	Feb 16, 2022
Instrument	3020131

Lender

Name	TIMBERLINE BANK
Type	Bank
Address	GRAND JUNCTION, CO 81505

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 9, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jan 7, 2025
Property Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300
Document Number	0003114016
Instrument Date	Jan 6, 2025
Instrument	3114016
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jul 31, 2023
Property Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300
Document Number	0003070487
Instrument Date	Jul 31, 2023
Instrument	3070487
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31991 STONE TREE LN, WHITEWATER, CO 81527-6300

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+90.26%)	$55,070 (+51.92%) Land $7,130 Building $47,940	$880,970 (+62.81%) Land $114,000 Building $766,970
2024	$2,073.00 (+0.48%)	$36,250 (-) Land $6,870 Building $29,380
2023	$2,063.00 (+3.62%)	$36,250 (+3.39%) Land $6,870 Building $29,380	$541,110 (+7.27%) Land $102,570 Building $438,540
2022	$1,991.00	$35,060 Land $4,590 Building $30,470
2021			$504,420 Land $66,000 Building $438,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 74% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: AT&T.

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