31991 Peppertree Bend, San Juan Capistrano, CA 92675 Property Records

Orange County property record for 31991 Peppertree Bend, San Juan Capistrano, CA 92675

Property Summary

Property Type	Single Family Home
Lot Size	1.14 acres (49,785 sqft)
Owner	2 Company Names on Record
Last Sale	$6,500,000 (May 2021)
Tax Bill	$72,714 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`649-352-13`

Property Details

APN / Parcel Number

Primary APN	`649-352-13`

Exterior

Lot Area	49,785 sqft

Location & Zoning

Street Address	31991 PEPPERTREE BND
City	SAN JUAN CAPISTRANO
State	CA
Zip	92675-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10593 BLK LOT 27 TR 10593 LOT 27 POR OF LOT AND POR LOT 28
Legal Subdivision	TRACT NO 10593
Legal Tract	10593
Legal Lot Number	27,28
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1012
Census Tract	42311

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
May 12, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Apr 17, 2012 · Amount on Record
Deed Document Number	2021316162
Prior Transfer Date	Dec 4, 2014
Prior Transfer Doc	0000534695
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941

Mortgage

Document Number	0000051824
Date	Feb 8, 2022
Instrument	2022000051824

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	Other
Max Rate	9.37%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 12, 2021
Property Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941
Document Number	0000316162
Map Reference	MB 466 PG 19-24
Instrument Date	Feb 22, 2021
Instrument	2021000316162
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941

Mortgage

Document Number	0000316163
Date	May 12, 2021
Instrument	2021000316163

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	9.12%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941

Mortgage

Document Number	0000016029
Date	Jan 8, 2021
Instrument	2021000016029

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31991 PEPPERTREE BND, SAN JUAN CAPISTRANO, CA 92675-3941
Document Number	0000453483
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	31991 PEPPERTREE BND SAN JUAN CAPISTRANO CA 926753941, SAN JUAN CAPISTRANO, CA 92675-3941

Mortgage

Document Number	0000453483
Date	Oct 25, 2017
Instrument	453483

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Juan Capistrano City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,176,525 (+2%) Land $5,456,028 Building $1,720,497
2025	$72,714.00 (+1.46%)	$7,035,809 (+4.04%) Land $5,349,047 Building $1,686,762
2024	$71,669.00 (+2.06%)
2023	$70,220.00 (+2.84%)	$6,762,600 Land $5,141,336 Building $1,621,264
2022	$68,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1998–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT-ID9 serves 35,309 people · EPA ID CA3010030
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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