31991 Huckleberry Ln, Dowagiac, MI 49047 Property Records

Cass County property record for 31991 Huckleberry Ln, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,056 sqft · built 1989
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-130-325-047-00`

Property Details

APN / Parcel Number

Primary APN	`14-130-325-047-00`

Interior

Full Baths	3 Baths
Building Area	1,056 sqft Building Perimeter
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	31991 HUCKLEBERRY LN
City	DOWAGIAC
State	MI
Zip	49047-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	429-388 356-946 1613 5S-16W LOT 47 SANDY BEACH ESTATES.
Legal Subdivision	SANDY BEACH ESTATES
Legal Lot Number	47
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

31991 Huckleberry Ln is owned and occupied by an individual who acquired it in November 2023.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	8820 S MAIN ST, HOMETOWN, IL 60456-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Dec 16, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023
Deed Sale	Nov 14, 2023
Prior Sale	Dec 16, 2021 · Amount on File
Deed Document Number	2023207784
Deed Book / Page	1239 / 1648
Prior Transfer Date	Nov 7, 2023
Prior Transfer Doc	01239/1648
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Nov 14, 2023
Property Address	31991 HUCKLEBERRY LN, DOWAGIAC, MI 49047-9255
Document Number	01239/1648
Book / Page	1239 / 1648
Map Reference	LB 1-H PG 382
Instrument Date	Nov 7, 2023
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8820 S MAIN ST, HOMETOWN, IL 60456-1101

Mortgage

Document Number	0012391650
Date	Nov 14, 2023
Instrument	1239-1650

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	31991 HUCKLEBERRY LN, DOWAGIAC, MI 49047-9255
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5670 NILES RD, SAINT JOSEPH, MI 49085-9702

Mortgage

Document Number	01207/2249
Date	Nov 19, 2021
Book Page	1207/2249

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Dec 16, 2021
Property Address	31991 HUCKLEBERRY LN, DOWAGIAC, MI 49047-9255
Document Number	01209/1087
Book / Page	1209 / 1087
Map Reference	LB 1-H PH 382
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Jan 6, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 S MAIN ST, HOMETOWN, IL 60456

Tax Assessment & Valuation

The 2025 property tax bill for 31991 Huckleberry Ln was $2,494 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,600 (+3.35%) Land $55,600	$111,200 (+3.35%) Land $111,200
2025	$2,494.00 Homeowner's exemption	$53,800 Land $53,800	$107,600 Land $107,600
2023		$51,200	$102,400
2022	$2,411.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31991 Huckleberry Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31991 Huckleberry Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Fiber.

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