Pasco County property record for 31987 Watoga Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,050 sqft · built 2016 |
| Lot Size | 0.213 acres (9,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,400 (Jun 2018) |
| Tax Bill | $13,847 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-26-20-0060-00100-0020 |
| Primary APN | 35-26-20-0060-00100-0020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,050 sqft Living Area |
| Gross Area | 4,648 sqft |
| 1st Floor Area | 3,318 sqft |
| Upper Floors Area | 732 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,260 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 31987 WATOGA LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-4023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | UNION PARK PHASE 1B PB 71 PG 032 BLOCK 1 LOT 2 OR 9392 PG 3488 OR 9746 PG 555 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | UNION PARK |
| Legal Tract | 60 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 32108 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31987 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jun 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Jul 6, 2016 · Amount on Record |
| Deed Document Number | 2018106611 |
| Deed Book / Page | 9746 / 555 |
| Prior Transfer Date | Jun 8, 2018 |
| Prior Transfer Doc | 0097460555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 31987 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4023 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0101132188 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 10113/2188 |
| Instrument | 2020089077 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 25, 2018 |
| Property Address | 31987 WATOGA LOOP, WESLEY CHAPEL, FL 33543-4023 |
| Document Number | 0097460555 |
| Book / Page | 009746 / 000555 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 106611 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $940.33 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31987 WATOGA LOOP WESLEY CHAPEL FL 335434023, WESLEY CHAPEL, FL 33543-4023 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,270 (+2.9%) | $660,871 (-1.11%) Land $102,211 Building $558,660 | |
| 2025 | $13,847.00 (+1.63%) Homeowner's exemption | $620,290 (+5.99%) Land $102,211 Building $518,079 | $668,270 (-4.63%) Land $102,211 Building $566,059 |
| 2024 | $13,625.00 (+2.56%) | ||
| 2023 | $13,285.00 (+9.7%) Additional exemption filed | $585,260 (+3%) Land $85,415 Building $499,845 | $700,737 (+23.32%) Land $85,415 Building $615,322 |
| 2022 | $12,110.00 Homeowner's exemption | $568,219 Land $71,431 Building $496,788 | $568,219 Land $71,431 Building $496,788 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 398 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 398 in force |
| Nearby Flood Claims | 29 (1997–2024) |
| Claims Outside the SFHA | 11 of 29 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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