31981 Walter Johnson Rd, Westover, MD 21871 Property Records

Somerset County property record for 31981 Walter Johnson Rd, Westover, MD 21871

Property Summary

Property Type	Rural Home
Details	1 ba · 1,050 sqft · built 1946
Lot Size	8.35 acres (363,726 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2016)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-062841`

Property Details

APN / Parcel Number

Primary APN	`04-062841`
Alternative APNs	`4062841` `062841`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	363,726 sqft (8.35 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	32 sqft
Stable	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062841
Street Address	31981 WALTER JOHNSON RD
City	WESTOVER
State	MD
Zip	21871-3111
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	8.35 AC S/S WALTER JOHNSON RD NW/POCOMOKE
Legal Subdivision	OLIVER FONTAINE & MABEL FONTAI
Jurisdiction	SOMERSET MD
Township / Civil Division	4, DUBLIN
Census Block Group	1
Census Block	1024
Census Tract	930800

Owner

Source: Somerset County records · APN 04-062841

Assessment roll updated August 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31981 WALTER JOHNSON RD, WESTOVER, MD 21871-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit HOME LOAN AND INVESTMENT BANK FSB
Feb 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADMIRALS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2016 · Amount on Record
Deed Sale	Nov 23, 2016 · Amount on Record
Prior Sale	Apr 18, 2000
Deed Document Number	2016936-519
Deed Book / Page	936 / 519
Prior Transfer Date	Dec 09, 2013
Prior Transfer Doc	0008670253
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	31981 WALTER JOHNSON RD, WESTOVER, MD 21871-3111
Transaction Type	Mortgage
Record Updated	Feb 06, 2023
Title Company	FIRST NATIONAL T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31981 WALTER JOHNSON RD, WESTOVER, MD 21871-3111

Mortgage

Document Number	0012750107
Date	Jan 24, 2023
Book Page	1275/107

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	31981 WALTER JOHNSON RD, WESTOVER, MD 21871-3111
Document Number	0009880273
Instrument Date	Feb 06, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	31981 WALTER JOHNSON RD WESTOVER MD 218713111, WESTOVER, MD 21871-3111

Mortgage

Document Number	0009880273
Date	May 10, 2018
Book Page	000988/000273

Lender

Name	ADMIRALS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 09, 2033

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated August 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,400 (+20.1%)	$163,900 (-) Land $53,700 Building $110,200
2025	$1,255.00 (+24.75%) Homeowner's exemption	$116,900 (+29.12%)	$163,900 (+75.48%) Land $53,700 Building $110,200
2023	$1,006.00 Homeowner's exemption	$90,533	$93,400 Land $36,200 Building $57,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 93% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Pocomoke Holdings Fixed Wireless	25 / 3

May also be available: AT&T.

Based on FCC filings for 3 locations within half a mile of this property.

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