3198 Uniontown Rd, Westminster, MD 21158 Property Records

Carroll County property record for 3198 Uniontown Rd, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,204 sqft · built 1993
Lot Size0.888 acres (38,681 sqft)
OwnerIndividual Name on File
Last Sale$710,000 (Jun 2025)
Tax Bill$6,053 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-019698

Property Details

APN / Parcel Number

Primary APN02-019698
Alternative APNs
  • 2019698
  • 019698

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,204 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area38,681 sqft (0.888 acres)
Garage TypeMixed
Garage Area1,576 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area228 sqft
Deck Area608 sqft
Patio Area520 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number019698
Street Address3198 UNIONTOWN RD
CityWESTMINSTER
StateMD
Zip21158-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHERIT
Legal DescriptionLT - 38681 SF (0.888 3198 UNIONTOWN RD UNIONTOWN
Legal SubdivisionUNIONTOWN
JurisdictionCARROLL MD
Township / Civil Division2, UNIONTOWN
Census Block Group1
Census Block1008
Census Tract502000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Uniontown Historic District
listed 1986 · 73 contributing resources · NRIS 86000059

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3198 Uniontown Rd is owned and occupied by an individual who bought it in June 2025.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3198 UNIONTOWN RD, WESTMINSTER, MD 21158-3526
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jan 20, 2022Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2025 · Amount on File
Deed SaleJun 4, 2025 · Amount on File
Prior SaleJan 20, 2022 · Amount on File
Deed Book / Page11490 / 319
Prior Transfer DateMar 13, 2014
Prior Transfer Doc0076260464
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address3198 UNIONTOWN RD, WESTMINSTER, MD 21158-3526
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3198 UNIONTOWN RD, WESTMINSTER, MD 21158-3526

Mortgage

Document Number0108690001
DateAug 29, 2022
Book Page10869/1
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueMay 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJan 20, 2022
Property Address3198 UNIONTOWN RD, WESTMINSTER, MD 21158-3526
Document Number0106450051
Book / Page10645 / 51
Instrument DateJan 5, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3198 UNIONTOWN RD, WESTMINSTER, MD 21158-3526

Mortgage

Document Number0001064558
DateJan 20, 2022
Instrument10645/58
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 3198 Uniontown Rd was $6,053 with a homeowner's exemption, up 39.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,053.00 (+39.7%) Homeowner's exemption$589,500 (+16.21%) Land $115,900 Building $473,600$589,500 (-) Land $115,900 Building $473,600
2025$4,333.00 Homeowner's exemption$507,267$589,500 Land $115,900 Building $473,600
2023$3,873.00 Homeowner's exemption$342,800 Land $115,900 Building $226,900$342,800 Land $115,900 Building $226,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3198 Uniontown Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimJul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3198 Uniontown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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