3198 S Front St, Hercules, CA 94547 Property Records

Contra Costa County property record for 3198 S Front St, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,121 sqft · built 2005
Lot Size	0.052 acres (2,277 sqft)
Owner	Individual Name on Record
Last Sale	$883,000 (Oct 2024)
Tax Bill	$13,899 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`404-690-136-1`

Property Details

APN / Parcel Number

Primary APN	`404-690-136-1`
Alternative APN	`404-690-136`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,121 sqft Living Area
1st Floor Area	927 sqft
2nd Floor Area	1,194 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Cluster
Lot Area	2,277 sqft (0.052 acres)
Garage Type	Attached
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3198 S FRONT ST
City	HERCULES
State	CA
Zip	94547-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8853 L308
Legal Subdivision	BAYSIDE
Legal Tract	8853
Legal Lot Number	308
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2018
Census Tract	359105

Owner

Source: Contra Costa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2455 NAGLEE RD, TRACY, CA 95304-7324
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 8, 2017	Intrafamily Transfer, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Mar 8, 2017
Deed Document Number	2024118118
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0000041317
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3198 S FRONT ST, HERCULES, CA 94547-5449
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 S FRONT ST, HERCULES, CA 94547-5449

Mortgage

Document Number	0000078566
Date	May 6, 2022
Instrument	2022-078566

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 1, 2047

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 8, 2017
Property Address	3198 S FRONT ST, HERCULES, CA 94547-5449
Document Number	0000041317
Map Reference	MAP472 PG1-13
Instrument Date	Mar 3, 2017
Instrument	2017-041317
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 S FRONT ST, HERCULES, CA 94547-5449

Mortgage

Document Number	0000041318
Date	Mar 8, 2017
Instrument	2017-041318

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$900,660 (+2%) Land $375,360 Building $525,300
2025	$13,899.00 (+4.55%)	$883,000 (+2.32%) Land $368,000 Building $515,000
2023	$13,294.00 (+7.11%) Homeowner's exemption	$863,000 Land $429,000 Building $434,000
2022	$12,412.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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