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3198 Lakeshore Ave, Tracy, CA 95377 Property Records

San Joaquin County property record for 3198 Lakeshore Ave, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,520 sqft · built 2024
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on Record
Last Sale$1,006,000 (Jul 2024)
Tax Bill$9,543 (2026)
Deeds & MortgagesDec 2025 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN244-440-600-000

Property Details

APN / Parcel Number

Primary APN244-440-600-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,520 sqft Living Area
1st Floor Area2,520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3198 LAKESHORE AVE
CityTRACY
StateCA
Zip95377-8085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 231 TRACY VLG NEIGHB 2 TRACT#4006
Legal SubdivisionTRACY VILLAGE NBRHD 2
Legal Tract4006
Legal Lot Number231
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2000
Census Tract5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3198 LAKESHORE AVE, TRACY, CA 95377-8085
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREMONT BANK
Oct 21, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
FREMONT BANK
Aug 7, 2023Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Deed Document Number202461682
Last Transfer DateOct 8, 2025
Transfer Doc0000090023
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3198 LAKESHORE AVE, TRACY, CA 95377-8085
Transaction TypeMortgage
Record UpdatedJan 7, 2026
Title CompanyUNKNOWN, FNTG LENDERS DIRECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3198 LAKESHORE AVE, TRACY, CA 95377-8085

Mortgage

Document Number0000116445
DateDec 17, 2025
Instrument2025-116445
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueNov 1, 2045

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateOct 21, 2025
Property Address3198 LAKESHORE AVE, TRACY, CA 95377-8085
Document Number0000090023
Map ReferenceMB 44 PG 58
Instrument DateOct 8, 2025
Instrument2025-090023
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyCOMMONWEALTH LAND TITLE COMPANY/DAL, COMMONWEALTH LAND TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3198 LAKESHORE AVE, TRACY, CA 95377-8085

Mortgage

Document Number0000090024
DateOct 21, 2025
Instrument2025-090024
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 7, 2023
Property Address3198 LAKESHORE AVE, TRACY, CA 95377
Document Number0000061981
Map ReferenceMB 44 PG 50
Instrument DateAug 3, 2023
Instrument2023-061981
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6800 KOLL CENTER PKWY STE 320, 320, PLEASANTON, CA 94566-7053
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$9,543.00 (+1.61%)
2025$9,392.00 (+1,019.43%)$884,340 (+1,006.43%) Land $265,302 Building $619,038
2023$839.00$79,927 Land $79,927

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
Matrix Broadband
Fixed Wireless		400 / 80
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20

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