Vernon Parish property record for 3198 Hwy 1146, Deridder, LA 70634
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft |
| Lot Size | 46 acres (2,003,760 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Feb 2022) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-704-6520 |
| Primary APN | 070-704-6520 |
|---|
| Building Area | 1,568 sqft Living Area |
|---|
| Lot Area | 2,003,760 sqft (46 acres) |
|---|
| Street Address | 3198 HIGHWAY 1146 |
|---|---|
| City | DERIDDER |
| State | LA |
| Zip | 70634-8340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2SR9W- SEC 1, BEG AT THE SE/C OF SESW, AND RN W 770 FT TO THE POB; TH RN W 220 FT; TH RN N 1320 FT; TH RN E 220 FT; TH RN S 1320 FT TO POB. (6.66 A) ALSO T2SR9W- SEC 1, NESW. (40.185 A) MH 28 X 56; 2001; PIONEER; SER # PH3124LA1934A/B; DECAL # 2580 |
| Legal Range | 09W |
| Legal Township | 0ZN |
| Legal Section | 01 |
| Jurisdiction | VERNON LA |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950802 |
3198 Hwy 1146 is owned and occupied by two individuals who bought it in February 2022.
Source: Vernon Parish records, as of April 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 12, 2018 | Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Jan 30, 2008 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO FINANCIAL LOUISIANA |
| Oct 2, 2006 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST NATIONAL BANK IN DERIDDER |
| Feb 2, 2022 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Deed Document Number | 2022714633 |
| Deed Book / Page | 1604 / 318 |
| Prior Transfer Date | Aug 3, 2021 |
| Prior Transfer Doc | 001604/318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Apr 13, 2026 |
| Property Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Document Number | 0000739220 |
| Instrument Date | Apr 6, 2026 |
| Instrument | 2026739220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Document Number | 0000739220, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026739220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 001694/294 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 1694/294 |
| Instrument | 689748 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001290/612 |
|---|---|
| Date | Jan 30, 2008 |
| Book Page | 1290/612 |
| Instrument | 604192 |
| Name | WELLS FARGO FINANCIAL LOUISIANA |
|---|---|
| Type | Seller |
| Address | 2940 RYAN ST, LAKE CHARLES, LA 70601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 26, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Document Number | 001230/628 |
|---|---|
| Date | Oct 2, 2006 |
| Book Page | 1230/628 |
| Instrument | 592258 |
| Name | FIRST NATIONAL BANK IN DERIDDER |
|---|---|
| Type | Seller |
| Address | 131 N WASHINGTON ST, DERIDDER, LA 70634 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Feb 2, 2022 |
| Property Address | 3198 HIGHWAY 1146, DERIDDER, LA 70634-8340 |
| Document Number | 001604/318 |
| Book / Page | 1604 / 318 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 714633 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Document Number | 0001835622 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 1835/622 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3198 Hwy 1146 was $963 with a homeowner's exemption.
Source: Vernon Parish assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Vernon Parish |
| Unified School District | Vernon Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $963.00 Homeowner's exemption | $7,460 Land $1,860 Building $5,600 | $74,600 Land $18,600 Building $56,000 |
| 2023 | $894.00 Homeowner's exemption | $7,420 Land $1,720 Building $5,700 | $74,200 Land $17,200 Building $57,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3198 Hwy 1146 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3198 Hwy 1146 is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 90% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
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