Macomb County property record for 3198 Gemini Dr, Sterling Heights, MI 48314
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 2,060 sqft · built 2005 |
| Lot Size | 47.9 acres (2,089,072 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Mar 2025) |
| Tax Bill | $4,683 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-10-06-277-138 |
| Primary APN | 10-10-06-277-138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Unfinished Basement | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,089,072 sqft |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3198 GEMINI DR |
|---|---|
| City | STERLING HEIGHTS |
| State | MI |
| Zip | 48314-3175 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-1 |
| Legal Description | NORTH POINTE CONDO, MCCP NO 818, UNIT 138 |
| Legal Subdivision | NORTH POINTE CONDOMINIUMS |
| Legal Unit | 138 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | STERLING HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 230604 |
3198 Gemini Dr, a condominium, is owned and occupied by two individuals who bought it in March 2025.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 837 CENTURY DR, TROY, MI 48083-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 5, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on File |
| Deed Sale | Mar 24, 2025 · Amount on File |
| Prior Sale | Aug 17, 2006 · Amount on File |
| Deed Document Number | 202521993 |
| Deed Book / Page | 30012 / 654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 2300064031 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 29228/100 |
| Instrument | 202300064031 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014780 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 26496/131 |
| Instrument | 2014780 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 2102237168 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 28006/677 |
| Instrument | 202102237168 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 2200089038 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 28722/882 |
| Instrument | 202200089038 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 0000144575 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3198 GEMINI DR STERLING HEIGHTS MI 483143175, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 0000144575 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | 026410/000293 |
| Instrument | 144575 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 18, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 3198 GEMINI DR, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 0000006064 |
| Book / Page | 025169 / 000207 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3198 GEMINI DR #138 STERLING HEIGHTS MI 483143175, 138, STERLING HEIGHTS, MI 48314-3175 |
| Document Number | 0000006064 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 025169/000207 |
| Instrument | 6064 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 16, 2043 |
The 2025 property tax bill for 3198 Gemini Dr was $4,683 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | Sterling Heights City |
| Unified School District | Utica Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,500 | $383,000 | |
| 2025 | $4,683.00 | ||
| 2023 | $162,200 | $324,400 | |
| 2022 | $3,995.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3198 Gemini Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3198 Gemini Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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