3198 Gallant Dr, Columbus, OH 43232 Property Records

Franklin County property record for 3198 Gallant Dr, Columbus, OH 43232

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,220 sqft · built 2003
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2025)
Tax Bill	$4,542 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-259229`

Property Details

APN / Parcel Number

Primary APN	`010-259229`
Alternative APN	`01025922900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,966 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3198 GALLANT DR
City	COLUMBUS
State	OH
Zip	43232-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GALLANT DRIVE KINGSTON CROSSING SECTION 2 LOT 135
Legal Subdivision	KINGSTON CROSSING SEC 2
Legal Lot Number	135
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1014
Census Tract	9373

Owner

3198 Gallant Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Franklin County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TELHIO CU INC
Jan 15, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 17, 2025	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
May 1, 2020	Loan Modification, Mortgage · Conventional Mortgage US BK
Jan 5, 2018	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Apr 29, 2011 · Amount on File
Deed Document Number	2025145103
Prior Transfer Date	May 11, 2011
Prior Transfer Doc	0000085617
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093047
Date	Jun 23, 2022
Instrument	202206230093047

Lender

Name	TELHIO CU INC
Type	Credit Union
Address	COLUMBUS, OH 43215

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444

Mortgage

Document Number	0000004268
Date	Jan 15, 2025
Instrument	202501150004268

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	May 1, 2050

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Dec 17, 2025
Property Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Document Number	0000145103
Map Reference	MB 98 PG 22
Instrument Date	Dec 15, 2025
Instrument	202512170145103
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	ATLAS TITLE SOLUTIONS LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444

Mortgage

Document Number	0000145104
Date	Dec 17, 2025
Instrument	202512170145104

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000145105
Date	Dec 17, 2025
Instrument	202512170145105

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN OH
Property Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Document Number	0000066194
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3198 GALLANT DR COLUMBUS OH 432327444, COLUMBUS, OH 43232-7444

Mortgage

Document Number	0000066194
Date	May 14, 2020
Instrument	66194

Lender

Name	US BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate	3.87%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN OH
Property Address	3198 GALLANT DR, COLUMBUS, OH 43232-7444
Document Number	0000012767
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3198 GALLANT DR COLUMBUS OH 432327444, COLUMBUS, OH 43232-7444

Mortgage

Document Number	0000012767
Date	Jan 30, 2018
Instrument	12767

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3198 Gallant Dr was $4,542.

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,542.00	$100,910 (-) Land $16,630 Building $84,280	$288,300 Land $47,500 Building $240,800
2024	$4,542.00 (+1.61%) Homeowner's exemption	$100,910 (-) Land $16,630 Building $84,280
2023	$4,470.00 (+48.8%) Homeowner's exemption	$100,910 (+74.19%) Land $16,630 Building $84,280	$288,300 Land $47,500 Building $240,800
2022	$3,004.00 Homeowner's exemption	$57,930 Land $5,150 Building $52,780
2020			$165,500 Land $14,700 Building $150,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3198 Gallant Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3198 Gallant Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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