3198 E Kennedy St, Inverness, FL 34453 Property Records

Citrus County property record for 3198 E Kennedy St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2004
Lot Size	0.443 acres (19,307 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Apr 2009)
Tax Bill	$809 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0020-00730-0410`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0020-00730-0410`
Alternative APNs	`0219S19E0020007300410` `1644071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,296 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,307 sqft (0.443 acres)
Lot Dimensions	120 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened Aluminum Porch
Porch Area	200 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1644071
Street Address	3198 E KENNEDY ST
City	INVERNESS
State	FL
Zip	34453-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HGLDS UNIT 2 PB 2 PG 97 LOTS 41 42 43 44 45 46 47 & 48 BLK 73
Legal Range	19E
Legal Township	19S
Legal Section	02
Legal Subdivision	INVERNESS HIGHLANDS UNIT 2
Legal Block	73
Legal Lot Number	41
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1034
Census Tract	450706

Owner

3198 E Kennedy St is owned and occupied by an individual who acquired it in October 2018.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	3198 E KENNEDY ST, INVERNESS, FL 34453-9422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2009 · Amount on File
Deed Sale	Apr 7, 2009 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	200915254
Deed Book / Page	2279 / 1373
Last Transfer Date	Oct 15, 2018
Transfer Doc	0029330324
Record Updated	Jun 8, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 15, 2018
Property Address	3198 E KENNEDY ST, INVERNESS, FL 34453-9422
Document Number	0029330324
Book / Page	002933 / 000324
Instrument Date	Oct 15, 2018
Instrument	52110
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 E KENNEDY ST INVERNESS FL 344539422, INVERNESS, FL 34453-9422

Tax Assessment & Valuation

The 2025 property tax bill for 3198 E Kennedy St was $809 with a homeowner's exemption, up 9.9% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+9.92%) Homeowner's exemption	$81,835 (-59.43%)	$201,223 (-0.25%) Land $17,120 Building $184,103
2024	$736.00 (+3.95%) Homeowner's exemption Additional exemption filed	$201,737 (-2.29%) Land $14,880 Building $186,857	$201,737 (-2.29%) Land $14,880 Building $186,857
2023	$708.00 (+6.79%) Homeowner's exemption Additional exemption filed	$206,475 (+18.14%) Land $11,560 Building $194,915	$206,475 (+18.14%) Land $11,560 Building $194,915
2022	$663.00 Homeowner's exemption Additional exemption filed	$174,778 Land $8,800 Building $165,978	$174,778 Land $8,800 Building $165,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3198 E Kennedy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3198 E Kennedy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20