Kern County property record for 3198 Denise St, Mountain Mesa, CA 93240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,939 sqft · built 2008 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (May 2025) |
| Tax Bill | $3,760 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-091-01-00-5 |
| Primary APN | 347-091-01-00-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 3,376 sqft |
| 1st Floor Area | 1,939 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Frame |
| Lot Area | 56,628 sqft |
| Garage Type | Attached |
| Garage Area | 846 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 10 sqft |
| Patio Area | 58 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 347091019 |
|---|---|
| Street Address | 3198 DENISE ST |
| City | MOUNTAIN MESA |
| State | CA |
| Zip | 93240-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | TRACT 3521 , BLOCK , LOT 1 |
| Legal Subdivision | TRACT NO 3521 |
| Legal Tract | 3521 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KERN CA |
| Township / Civil Division | LAKE ISABELLA |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 5203 |
Source: Kern County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3198 DENISE ST, LAKE ISABELLA, CA 93240-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 8, 2021 | Grant Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS |
| Jul 8, 2021 | Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY |
| Mar 29, 2019 | Grant Deed, Transfer · Conventional Mortgage FINANCIAL PTRS CU |
| May 14, 2018 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2025 · Amount on Record |
| Deed Sale | May 6, 2025 · Amount on Record |
| Prior Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 202551077 |
| Prior Transfer Date | May 7, 2021 |
| Prior Transfer Doc | 0000127743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 3198 DENISE ST, LAKE ISABELLA, CA 93240-9559 |
| Document Number | 0000127744 |
| Map Reference | MB 25 PG 160-162 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 221127744 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Partially Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10638 MEDLAR LANE, CHINO HILLS, CA 91709 |
| Document Number | 0000127745 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 221127745 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 3198 DENISE ST, LAKE ISABELLA, CA 93240-9559 |
| Document Number | 0000127743 |
| Map Reference | MB 25 PG 160-162 |
| Instrument Date | May 7, 2021 |
| Instrument | 221127743 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16038 MEDLAR LN, CHINO HILLS, CA 91709-2893 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Mar 29, 2019 |
| Property Address | 3198 DENISE ST, MOUNTAIN MESA, CA 93240-9559 |
| Document Number | 0000034119 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 34119 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 16038 MEDLAR LN CHINO HILLS CA 917092893, CHINO HILLS, CA 91709-2893 |
| Document Number | 34120 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 34120 |
| Name | FINANCIAL PTRS CU |
|---|---|
| Type | Credit Union |
| Address | DOWNEY, CA 90242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | May 14, 2018 |
| Property Address | 3198 DENISE ST, MOUNTAIN MESA, CA 93240-9559 |
| Document Number | 0000059261 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 59261 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $286.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3198 DENISE ST LAKE ISABELLA CA 93240, LAKE ISABELLA, CA 93240 |
| Document Number | 59264 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 59264 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Secondary School District | Kern High School District (09 - 12) |
| Elementary School District | Kernville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $499,800 (+60.02%) Land $61,200 Building $438,600 | |
| 2025 | $3,760.00 (+2.7%) | $312,341 (+4.04%) Land $55,774 Building $256,567 |
| 2024 | $3,661.00 (+2.43%) | |
| 2023 | $3,574.00 (+2.7%) | $300,214 Land $53,609 Building $246,605 |
| 2022 | $3,480.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1997–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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