3198 Cotuit Ln, Naples, FL 34114 Property Records

Collier County property record for 3198 Cotuit Ln, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,813 sqft · built 2018
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$780,000 (Mar 2019)
Tax Bill$21,184 (2025)
Deeds & MortgagesJan 2021 Transfer
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN292550 D 206B24

Property Details

APN / Parcel Number

Primary APN292550 D 206B24
Alternative APN
  • 32431302361

Interior

Stories1 Story
Building Area2,813 sqft Living Area
1st Floor Area2,813 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions270 ft deep x 72 ft wide
Pool Area432 sqft
Deck Area932 sqft

Location & Zoning

Street Address3198 COTUIT LN
CityNAPLES
StateFL
Zip34114-9810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK D LOT 20
Legal Range26
Legal Township51
Legal Section24
Legal SubdivisionFIDDLERS CREEK MARSH COVE PH1
Legal Phase1
Legal Tract292550
Legal BlockD
Legal Lot Number20
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group3
Census Block3009
Census Tract11111

Owner

Source: Collier County records · APN 292550 D 206B24

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7511 STILLWATER DR, MAINEVILLE, OH 45039-7600
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 11, 2019Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 04, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Deed Document Number20195682357
Deed Book / Page5606 / 1294
Last Transfer DateJan 15, 2021
Transfer Doc0058822125
Record UpdatedJun 08, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateJan 27, 2021
Property Address3198 COTUIT LN, NAPLES, FL 34114-9810
Document Number0058822125
Book / Page005882 / 002125
Instrument DateJan 15, 2021
Instrument5991435
Transaction TypeTransfer
Record UpdatedFeb 10, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4760 DEER CRK MIDDLETOWN OH 450425802, MIDDLETOWN, OH 45042-5802

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateMar 11, 2019
Property Address3198 COTUIT LN, NAPLES, FL 34114-9810
Document Number0056061294
Book / Page5606 / 1294
Map ReferenceMB 56 PG 7-19
Instrument DateMar 08, 2019
Instrument5682357
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

NameVerified Name
Address4760 DEER CRK, MIDDLETOWN, OH 45042-5802

Mortgage

Document Number0005682358
DateMar 11, 2019
Instrument5682358
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIER FL
Recording DateApr 04, 2017
Property Address3198 COTUIT LN, NAPLES, FL 34114-9810
Document Number0053791410
Book / Page005379 / 001410
Instrument DateMar 14, 2017
Instrument5387322
Transaction TypeTransfer
Record UpdatedMay 05, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15,392.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1064 GREENWOOD BLVD #124 LAKE MARY FL 327465419, 124, LAKE MARY, FL 32746-5419
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$21,184.00 (+5.19%)$1,022,957 (+21%)$1,808,886 (-5.21%) Land $1,079,852 Building $729,034
2024$20,139.00 (-0.19%)
2023$20,177.00 (+29.4%)$845,419 (+1%)$1,908,360 (+129.04%) Land $1,176,556 Building $731,804
2022$15,593.00$768,563$833,210 Land $84,615 Building $748,595

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210111113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies705 units insured
incl. 276 condo units
Nearby Flood Claims2 (2024–2026)
Most Recent ClaimMar 2026 · other causes

Wildfire

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 111 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cotuit Ln

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