Bay County property record for 3198 Carter Rd, Auburn, MI 48611
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,558 sqft · built 1870 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2015) |
| Tax Bill | $1,967 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-005-200-030-03 |
| Primary APN | 140-005-200-030-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| Basement Area | 1,082 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 225 ft deep x 200 ft wide |
| Garage Area | 2,248 sqft |
| Parking Spaces | 8 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3198 CARTER RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | BEG ON E SEC LN N0?12'42"W 305 FT FROM E 1/4 COR SEC 5, TH S89?47'18"W 225 FT, TH N0?12'42"W 200 FT, TH N89?47'18"E 225 FT TO |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3198 CARTER RD, AUBURN, MI 48611-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2013 · Amount on Record |
| Deed Book / Page | 3096 / 504 |
| Prior Transfer Date | Mar 13, 2015 |
| Prior Transfer Doc | 0030780583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 3198 CARTER RD, AUBURN, MI 48611-9709 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3198 CARTER RD, AUBURN, MI 48611-9709 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017010 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 202117010 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,967.00 (+97.29%) Homeowner's exemption | $92,550 (+9.79%) | $185,100 (+9.79%) |
| 2025 | $997.00 (-45.52%) Homeowner's exemption | $84,300 (+17.41%) | $168,600 (+17.41%) |
| 2023 | $71,800 | $143,600 | |
| 2022 | $1,830.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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