3198 Bonanza Dr, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3198 Bonanza Dr, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,800 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$892,000 (Aug 2021)
Tax Bill	$12,536 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083-201-004-000`

Property Details

APN / Parcel Number

Primary APN	`083-201-004-000`
Alternative APNs	`08320104100` `0832010410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3198 BONANZA DR
City	CAMERON PARK
State	CA
Zip	95682-9269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 233 AIR PARK EST AM
Legal Subdivision	AIR PARK EST AM
Legal Lot Number	233
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2002
Census Tract	30810

Owner

3198 Bonanza Dr is owned and occupied by an individual who bought it in August 2021.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 12, 2021	Intrafamily Transfer, Transfer
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Apr 14, 2000 · Amount on File
Deed Document Number	202152624
Prior Transfer Date	Mar 29, 2000
Prior Transfer Doc	0000018579
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 13, 2021
Property Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269
Document Number	0000052624
Map Reference	MB D PG 78
Instrument Date	Aug 4, 2021
Instrument	2021-0052624
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269

Mortgage

Document Number	0000052625
Date	Aug 13, 2021
Instrument	2021-0052625

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Apr 12, 2021
Property Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269
Document Number	0000025155
Map Reference	MB D PG 78
Instrument Date	Mar 29, 2021
Instrument	2021-0025155
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3198 BONANZA DR, CAMERON PARK, CA 95682-9269
Document Number	0000009609
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3198 BONANZA DR CAMERON PARK CA 956829269, CAMERON PARK, CA 95682-9269

Mortgage

Document Number	0000009609
Date	Mar 2, 2020
Instrument	9609

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3198 Bonanza Dr was $12,536.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,002,668 (+2%) Land $243,546 Building $759,122
2025	$12,536.00	$983,009 Land $238,771 Building $744,238
2023	$12,045.00 (+10.16%)	$944,840 Land $229,500 Building $715,340
2022	$10,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3198 Bonanza Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1993–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3198 Bonanza Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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