31975 Middle Rd E, Carthage, NY 13619 Property Records

Jefferson County and Champion Town property record for 31975 Middle Rd E, Carthage, NY 13619

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2017
Lot Size	18.8 acres (822,413 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Feb 2011)
Tax Bill	$4,865 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2020 Mortgage
APN	`223089 93.00-1-27.41`

Property Details

APN / Parcel Number

Primary APN	`223089 93.00-1-27.41`
Alternative APN	`30890930000001027410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,008 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	822,413 sqft (18.8 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Canopy	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	223089 93.00-1-27.41
Street Address	31975 MIDDLE RD E
City	CARTHAGE
State	NY
Zip	13619-8674
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	1
Legal Lot Number	27.410
Jurisdiction	JEFFERSON NY
Township / Civil Division	CHAMPION
Census Block Group	3
Census Block	3042
Census Tract	62400

Owner

Source: Jefferson County and Champion Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31975 MIDDLE RD E, CARTHAGE, NY 13619-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage WATERTOWN SVGS BK
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2011 · Amount on Record
Deed Sale	Feb 15, 2011 · Amount on Record
Deed Book / Page	2011 / 2415
Prior Transfer Date	Feb 11, 2011
Prior Transfer Doc	0000002415
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	31975 MIDDLE RD E, CARTHAGE, NY 13619-8674
Document Number	0000012697
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31975 MIDDLE RD E CARTHAGE NY 136198674, CARTHAGE, NY 13619-8674

Mortgage

Document Number	0000012697
Date	Oct 7, 2020
Instrument	12697

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank
Address	WATERTOWN, NY 13601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON NY
Property Address	31975 MIDDLE RD E, CARTHAGE, NY 13619-8674
Document Number	0000003822
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31975 MIDDLE RD E CARTHAGE NY 136198674, CARTHAGE, NY 13619-8674

Mortgage

Document Number	0000003822
Date	Mar 27, 2020
Instrument	3822

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2040

Tax Assessment & Valuation

Source: Jefferson County and Champion Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Jefferson County
County Subdivision	Champion Town
Unified School District	Copenhagen Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,865.00 (+1.06%) Veteran's exemption
2025	$4,814.00 (+70.71%)	$290,800 (+16.32%) Land $40,300 Building $250,500	$311,016 (+13.21%) Land $43,102 Building $267,914
2023		$250,000 (-) Land $40,300 Building $209,700	$274,725 (+9.89%) Land $44,286 Building $230,439
2022	$2,820.00 Veteran's exemption	$250,000 Land $40,300 Building $209,700	$250,000 Land $40,300 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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