31975 Melson Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 31975 Melson Rd, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,820 sqft · built 1992
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-106168`

Property Details

APN / Parcel Number

Primary APN	`05-106168`
Alternative APN	`106168`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	256 sqft
Shed	1 Shed
Shed Area	3,040 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	106168
Street Address	31975 MELSON RD
City	DELMAR
State	MD
Zip	21875-2066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-B L-9 2.002AC SS MELSON ROAD 145 STELLA'S VENTURE SEC 6
Legal Subdivision	STELLAS VENTURE SEC 06
Legal Block	B
Legal Lot Number	9
Jurisdiction	WICOMICO MD
Township / Civil Division	5, PARSONS
Census Block Group	3
Census Block	3026
Census Tract	10603

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31975 MELSON RD, DELMAR, MD 21875-2066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31975 MELSON RD, DELMAR, MD 21875-2066
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	MID ATLANTIC STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049500141
Date	Oct 1, 2021
Book Page	4950/141

Lender

Name	FIRST SHORE FEDERAL SAVINGS & LOAN ASSOC
Type	Bank
Address	SALISBURY, MD 21803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2031

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	31975 MELSON RD, DELMAR, MD 21875-2066
Document Number	0046030090
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106-108 S DIVISION ST SALISBURY MD 218014929, SALISBURY, MD 21801-4929

Mortgage

Document Number	0046030090
Date	Mar 4, 2020
Book Page	004603/000090

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2025

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,667 (+30.23%)	$379,800 (+27.84%) Land $52,500 Building $327,300
2025	$2,798.00 (+12.55%)
2023	$2,486.00	$249,300	$297,100 Land $52,500 Building $244,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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