3197 Via de Caballo, Encinitas, CA 92024 Property Records

San Diego County property record for 3197 Via de Caballo, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,898 sqft · built 1976
Lot Size	0.72 acres (3,135 sqft)
Owner	Company Name on Record
Last Sale	$680,000 (Dec 2017)
Tax Bill	$8,874 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-210-37-00`

Property Details

APN / Parcel Number

Primary APN	`264-210-37-00`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	3,135 sqft (0.72 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3197 VIA DE CABALLO
City	ENCINITAS
State	CA
Zip	92024-6925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 107 UND INT IN LOTS 36&142&ALL OF TR 008425
Legal Subdivision	LAKE VAL SERENO
Legal Tract	008425
Legal Block	1
Legal Lot Number	36,10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3197 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Nov 1, 2019	Quit Claim Deed, Transfer OTHER
Dec 27, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Jun 23, 1994 · Amount on Record
Deed Document Number	2017609558
Last Transfer Date	Oct 24, 2019
Transfer Doc	0000499891
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2019
Property Address	3197 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000499891
Instrument Date	Oct 24, 2019
Instrument	499891
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2553 DISCOVERY RD CARLSBAD CA 920093062, CARLSBAD, CA 92009-3062

Mortgage

Document Number	499892
Date	Nov 1, 2019
Instrument	499892

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2019
Property Address	3197 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000499893
Instrument Date	Oct 24, 2019
Instrument	499893
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2553 DISCOVERY RD CARLSBAD CA 920093062, CARLSBAD, CA 92009-3062

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 27, 2017
Property Address	3197 VIA DE CABALLO, ENCINITAS, CA 92024-6925
Document Number	0000609558
Map Reference	MAP 8425
Instrument Date	Nov 21, 2017
Instrument	2017-0609558
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3197 VIA DE CABALLO, ENCINITAS, CA 92024-6925

Mortgage

Document Number	0000609559
Date	Dec 27, 2017
Instrument	2017-0609559

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,194 (+2%) Land $580,291 Building $208,903
2025	$8,874.00 (+4.01%)	$773,720 (+4.04%) Land $568,913 Building $204,807
2024	$8,532.00 (+3.37%)
2023	$8,254.00 (+2.28%)	$743,677 Land $546,822 Building $196,855
2022	$8,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Cox Communications, Race Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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