3197 Sutton Rd, Geneva, NY 14456 Property Records

Ontario County and Seneca Town property record for 3197 Sutton Rd, Geneva, NY 14456

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,300 sqft · built 2013
Lot Size	5.7 acres (248,292 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Oct 2024)
Tax Bill	$9,773 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2020 Mortgage
APN	`2110-010-05`

Property Details

APN / Parcel Number

Primary APN	`2110-010-05`
Alternative APNs	`3244000890000001097000` `324400 89.00-1-97.100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	248,292 sqft (5.7 acres)
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	504 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2110-010-05
Street Address	3197 SUTTON RD
City	GENEVA
State	NY
Zip	14456-9590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Block	1
Legal Lot Number	97.100
Jurisdiction	ONTARIO NY
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1038
Census Tract	51400

Owner

Source: Ontario County and Seneca Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3197 SUTTON RD, GENEVA, NY 14456-9590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit LYONS SAVINGS BANK
Apr 7, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LYONS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on File
Deed Sale	Oct 8, 2024 · Amount on File
Deed Document Number	2024202410080086
Deed Book / Page	1546 / 944
Prior Transfer Date	Oct 7, 2024
Prior Transfer Doc	0000000086
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	3197 SUTTON RD, GENEVA, NY 14456-9590
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003229/917
Date	Aug 25, 2023
Book Page	3229/917
Instrument	202308250009

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	3197 SUTTON RD, GENEVA, NY 14456-9590
Transaction Type	Mortgage
Record Updated	Aug 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2946/928
Date	Apr 7, 2020
Book Page	2946/928

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	May 1, 2030

Tax Assessment & Valuation

Source: Ontario County and Seneca Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Seneca Town
Unified School District	Geneva City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,773.00 (-3.23%)
2025	$10,099.00	$378,000 (-) Land $28,100 Building $349,900	$472,500 (+16.25%) Land $35,125 Building $437,375
2023		$378,000 Land $28,100 Building $349,900	$406,452 Land $30,215 Building $376,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sutton Rd

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