3197 Stuart Way, Napa, CA 94558 Property Records

Napa County property record for 3197 Stuart Way, Napa, CA 94558

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,449 sqft · built 1956
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$601,000 (May 2020)
Tax Bill	$9,074 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-303-001-000`

Property Details

APN / Parcel Number

Primary APN	`001-303-001-000`
Alternative APNs	`001-303-001` `00130301`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	001-303-001
Street Address	3197 STUART WAY
City	NAPA
State	CA
Zip	94558-3456
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS5
Legal Description	LOT 20 SHERIDAN PARK SUB NO 1 6R/M28
Legal Subdivision	SHERIDAN PARK
Legal Lot Number	20
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1007
Census Tract	200501

Owner

3197 Stuart Way, a duplex, is owned and occupied by two individuals who bought it in May 2020.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3197 STUART WAY, NAPA, CA 94558-3456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
May 29, 2020	Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Dec 19, 2008 · Amount on File
Deed Document Number	202012217
Prior Transfer Date	Feb 10, 2003
Prior Transfer Doc	0000008117
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3197 STUART WAY, NAPA, CA 94558-3456
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 STUART WAY, NAPA, CA 94558-3456

Mortgage

Document Number	0000008238
Date	Apr 21, 2022
Instrument	2022-0008238

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3197 STUART WAY, NAPA, CA 94558-3456
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 STUART WAY, NAPA, CA 94558-3456

Mortgage

Document Number	0000011718
Date	Mar 30, 2021
Instrument	2021-0011718

Lender

Name	NMSI INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 29, 2020
Property Address	3197 STUART WAY, NAPA, CA 94558-3456
Document Number	0000012217
Map Reference	MB 6 PG 28
Instrument Date	May 21, 2020
Instrument	2020-0012217
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3197 STUART WAY, NAPA, CA 94558-3456

Mortgage

Document Number	0000012218
Date	May 29, 2020
Instrument	2020-0012218

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000012221
Date	May 29, 2020
Instrument	2020-0012221

Lender

Name	CUSTOM LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3197 Stuart Way was $9,074, up 2.2% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,074.00 (+2.17%)	$695,815 (+2%) Land $301,187 Building $394,628	$695,815 (+2%) Land $301,187 Building $394,628
2025	$8,881.00	$682,173 Land $295,282 Building $386,891	$682,173 Land $295,282 Building $386,891
2023	$8,471.00 (+1.3%)	$655,685 Land $283,817 Building $371,868
2022	$8,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3197 Stuart Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3197 Stuart Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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