Cape Girardeau County property record for 3197 State Hwy FF, Jackson, MO 63755
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,307 sqft · built 1988 |
| Lot Size | 9.77 acres (425,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Oct 2009) |
| Tax Bill | $1,665 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104101800005040000 |
| Primary APN | 104101800005040000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,307 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 425,581 sqft (9.77 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3197 STATE HIGHWAY FF |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-7139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE 1/4 |
| Legal Range | 13E |
| Legal Township | 32S |
| Legal Section | 18 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 880100 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3167 STATE HIGHWAY FF, JACKSON, MO 63755-7139 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 1, 2021 | Beneficiary Deed, Transfer |
| Feb 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK |
| Apr 20, 2020 | Warranty Deed, Transfer US BK |
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2009 · Amount on Record |
| Deed Sale | Oct 20, 2009 · Amount on Record |
| Deed Document Number | 200912631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Oct 1, 2021 |
| Property Address | 3197 STATE HIGHWAY FF, JACKSON, MO 63755-7139 |
| Document Number | 0202113274 |
| Map Reference | DOC 2021-09068 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-13274 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 812 ASARUM LN, JACKSON, MO 63755-8249 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3197 STATE HIGHWAY FF, JACKSON, MO 63755-7139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001568 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019-01568 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 20, 2020 |
| Property Address | 3197 STATE HIGHWAY FF, JACKSON, MO 63755-7139 |
| Document Number | 0000004181 |
| Instrument Date | Apr 20, 2020 |
| Instrument | 4181 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3167 STATE HIGHWAY FF JACKSON MO 637557139, JACKSON, MO 63755-7139 |
| Document Number | 4182 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 4182 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 19, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3197 STATE HIGHWAY FF, JACKSON, MO 63755-7139 |
| Document Number | 0000006732 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3167 STATE HIGHWAY FF JACKSON MO 637557139, JACKSON, MO 63755-7139 |
| Document Number | 0000006732 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 6732 |
| Name | SOUTHERN BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MO 63755 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 18, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,220 (-) Land $1,890 Building $31,330 | $177,573 (-) Land $11,436 Building $166,137 | |
| 2025 | $1,665.00 (+4.98%) | $33,220 (+4.89%) Land $1,890 Building $31,330 | $177,573 (+4.88%) Land $11,436 Building $166,137 |
| 2023 | $1,586.00 | $31,670 Land $1,820 Building $29,850 | $169,309 Land $11,083 Building $158,226 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GoSEMO Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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