Allen County property record for 3197 Spencerville Rd, Lima, OH 45805 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 18,295 sqft (0.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $105,000 (2021) |
| Tax Bill | $1,925.00 (2025) |
| Primary APN | 46-0303-03-012.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 936 sqft Living Area |
| Gross Area | 2,112 sqft Gross Area |
| 1st Floor | 936 sqft 1st Floor |
| Basement Area | 936 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 18,295 sqft (0.42 acres) |
| Depth X Width | 160 ft x 96 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 56 sqft Deck |
| Patio Area | 240 sqft Patio |
| Porch Area | 25 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Storm Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3197 SPENCERVILLE RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-3626 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT SW 1/4 RTS 06-04-03 |
| Jurisdiction | ALLEN OH |
| Minor Civil Division | SHAWNEE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 11800 |
Source: Allen County records · APN 46-0303-03-012.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3197 SPENCERVILLE RD, LIMA, OH 45805-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Warranty Deed, Transfer · Stand Alone First Mortgage SUPERIOR CU INC |
| Nov 21, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SUPERIOR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2021 · Amount on Record |
| Deed Sale | Feb 04, 2021 · Amount on Record |
| Prior Sale | Nov 21, 2017 · Amount on Record |
| Deed Doc Number | 20211593 |
| Deed Book / Page | 2021 / 1593 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Feb 04, 2021 |
| Property Address | 3197 SPENCERVILLE RD, LIMA, OH 45805-3626 |
| Document Number | 2040001593 |
| Book / Page | 2021 / 1593 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 202102040001593 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3197 SPENCERVILLE RD, LIMA, OH 45805-3626 |
| Document Number | 2040001594 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 202102040001594 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Nov 21, 2017 |
| Property Address | 3197 SPENCERVILLE RD, LIMA, OH 45805-3626 |
| Document Number | 0000012975 |
| Book / Page | 002017 / 012975 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 12975 |
| Transaction Type | Transfer |
| Record Updated | Dec 06, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3197 SPENCERVILLE RD LIMA OH 458053626, LIMA, OH 45805-3626 |
| Document Number | 12976 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 12976 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,925.00 | $39,520 (-) Land $5,950 Building $33,570 | $112,900 (-) Land $17,000 Building $95,900 |
| 2024 | $1,925.00 (+5.77%) Homeowner's exemption | $39,520 (+19.98%) Land $5,950 Building $33,570 | $112,900 (+19.98%) Land $17,000 Building $95,900 |
| 2023 | $1,820.00 (-0.71%) Homeowner's exemption | $32,940 (-) Land $4,970 Building $27,970 | |
| 2022 | $1,833.00 Homeowner's exemption | $32,940 Land $4,970 Building $27,970 | |
| 2021 | $94,100 Land $14,200 Building $79,900 |
3197 Spencerville Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Allen County (39003C), updated June 20, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 19th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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