3197 Silver Fox Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3197 Silver Fox Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2019
Lot Size	0.328 acres (14,294 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Mar 2021)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0102L-0A-038.00`

Property Details

APN / Parcel Number

Primary APN	`0102L-0A-038.00`
Alternative APN	`86682`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,400 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,294 sqft (0.328 acres)
Lot Width	100 ft Width
Garage Area	528 sqft
Porch	Porch
Porch Area	120 sqft

Location & Zoning

Account Number	86682
Street Address	3197 SILVER FOX CIR
City	LANCASTER
State	SC
Zip	29720-0281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	HUNTERS RIDGE SUBDIVISION
Legal Block	79
Legal Lot Number	79
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3017
Census Tract	10600

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3208 SAND OAK DR, MC BEE, SC 29101-9404
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 29, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Mar 29, 2021	Deed, Transfer
Mar 29, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST FEDERAL BANK
Nov 13, 2018	Grant Deed, Transfer
Apr 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on Record
Deed Sale	Mar 29, 2021 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	20216433
Deed Book / Page	1421 / 184
Prior Transfer Date	Feb 3, 2010
Prior Transfer Doc	0000001245
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281

Mortgage

Document Number	0000008717
Date	May 24, 2022
Book Page	4750/73
Instrument	2022008717

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2062

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009027
Date	Jun 10, 2020
Book Page	4025/92
Instrument	2020009027

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 29, 2021
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Document Number	0000006433
Book / Page	1421 / 184
Map Reference	PL 2006-160
Instrument Date	Mar 9, 2021
Instrument	2021006433
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$826.95
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281

Mortgage

Document Number	0000006434
Date	Mar 29, 2021
Instrument	2021006434

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 29, 2021
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Document Number	0000006432
Book / Page	1421 / 178
Map Reference	PL 2006-160
Instrument Date	Feb 18, 2021
Instrument	2021006432
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount Recorded
Tax	$851.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

March 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 29, 2019
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Document Number	0000004304
Book / Page	1221 / 115
Map Reference	PL 2006-160
Instrument Date	Mar 28, 2019
Instrument	2019004304
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$662.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281

Mortgage

Document Number	0000004305
Date	Mar 29, 2019
Instrument	2019004305

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 13, 2018
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Document Number	0000016321
Book / Page	001185 / 000164
Instrument Date	Nov 7, 2018
Instrument	16321
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	572 PROVIDENCE RD LANCASTER SC 297207563, LANCASTER, SC 29720-7563

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 17, 2018
Property Address	3197 SILVER FOX CIR, LANCASTER, SC 29720-0281
Document Number	0000005398
Book / Page	001132 / 000251
Instrument Date	Apr 14, 2018
Instrument	5398
Transaction Type	Transfer
Record Updated	Jun 15, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+9.31%)	$10,621 (+15%) Land $1,583 Building $9,038	$268,400 (+16.24%) Land $40,000 Building $228,400
2024	$1,418.00 (+0.42%)
2023	$1,412.00	$9,236 Land $1,000 Building $8,236	$230,900 Land $25,000 Building $205,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
RiverNet Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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