Etowah County property record for 3197 Posey Rd, Hokes Bluff, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,711 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $971 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04-18-0-001-048.001 |
| Primary APN | 13-04-18-0-001-048.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,711 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| 2nd Floor Area | 891 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 137409 |
|---|---|
| Street Address | 3197 POSEY RD |
| City | GADSDEN |
| State | AL |
| Zip | 35903-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR - 5 AC(C) LYING IN N1/2 NW1/4 18-12-8 D-2005-0333 |
| Legal Range | 8E |
| Legal Township | 12S |
| Legal Section | 18 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | HOKES BLUFF |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 10602 |
Source: Etowah County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3197 POSEY RD, GADSDEN, AL 35903-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ETOWAH AL |
| Property Address | 3197 POSEY RD, HOKES BLUFF, AL 35903-6806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3470175 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 3470175 |
| Name | PEOPLES INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | BOAZ, AL 35957 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $971.00 (-1.82%) Homeowner's exemption | ||
| 2025 | $989.00 (-5.45%) Homeowner's exemption | $28,840 (-5.16%) Land $1,760 Building $27,080 | $288,200 (-5.23%) Land $17,500 Building $270,700 |
| 2023 | $1,046.00 (+25.57%) Homeowner's exemption | $30,410 (+24.17%) Land $1,750 Building $28,660 | $304,100 (+24.17%) Land $17,500 Building $286,600 |
| 2022 | $833.00 Homeowner's exemption | $24,490 Land $1,750 Building $22,740 | $244,900 Land $17,500 Building $227,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 86% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures