Miami-Dade County property record for 3197 NW 166th St, Opa Locka, FL 33054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1948 |
| Lot Size | 0.181 acres (7,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2018) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2116-005-0040 |
| Primary APN | 34-2116-005-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,399 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Covered |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Composition |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,875 sqft (0.181 acres) |
| Lot Dimensions | 105 ft deep x 75 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 3197 NW 166TH ST |
|---|---|
| City | OPA LOCKA |
| State | FL |
| Zip | 33054-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | PINE TREE PARKPB 47-30 LOT 4 BLK 1 LOT SIZE 75.000 X 105 OR 21180-1357 0202 4 COC 25921-1345 26119-1468 0907 5 |
| Legal Range | 41E |
| Legal Township | 52S |
| Legal Section | 16 |
| Legal Subdivision | PINE TREE PARK |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | DADE FL |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 506 |
3197 NW 166th St is owned and occupied by two individuals who bought it in April 2018.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3197 NW 166TH ST, OPA LOCKA, FL 33054-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC ARC HOME LLC |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Prior Sale | Jun 5, 2014 · Amount on File |
| Deed Document Number | 2018215234 |
| Deed Book / Page | 30933 / 4468 |
| Prior Transfer Date | Jan 1, 2014 |
| Prior Transfer Doc | 0000404036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 3197 NW 166TH ST, MIAMI GARDENS, FL 33054-6449 |
| Document Number | 0000673374 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3197 NW 166TH ST MIAMI GARDENS FL 330546449, MIAMI GARDENS, FL 33054-6449 |
| Document Number | 0000673374 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 032206/003445 |
| Instrument | 673374 |
| Name | ARC HOME LLC ARC HOME LLC |
|---|---|
| Type | Bank |
| Address | MCLEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 3197 NW 166TH ST, MIAMI GARDENS, FL 33054-6449 |
| Document Number | 0000215234 |
| Book / Page | 30933 / 4468 |
| Map Reference | MB 47 PG 30 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 2018R0215234 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | FIRST CHOICE TITLE ASSOCIATE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8203 CORAL WAY, 8203, MIAMI, FL 33155-1263 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3197 NW 166TH ST, MIAMI GARDENS, FL 33054-6449 |
| Document Number | 0000215235 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 2018R0215235 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 3197 NW 166th St was $4,134 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Miami Gardens City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,134.00 Homeowner's exemption | $191,324 | $292,429 Land $181,125 Building $111,304 |
| 2023 | $3,806.00 (+4.13%) Homeowner's exemption | $180,517 (+3%) | $269,463 (+16.98%) Land $156,688 Building $112,775 |
| 2022 | $3,655.00 Homeowner's exemption | $175,260 | $230,343 Land $120,530 Building $109,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3197 NW 166th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3197 NW 166th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MIAMI BEACH serves 180,000 people · EPA ID FL4131618 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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